Raiffeisen Bank Aval JSCPFTS:BAVL PS Ratio is 1.18 as of Jul. 03, 2026, which is 4% below its 10-year median of 1.23. The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Raiffeisen Bank Aval JSC ranks better than 89.26% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Raiffeisen Bank Aval JSC's share price is ₴0.4627.
Raiffeisen Bank Aval JSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₴0.39. Hence, Raiffeisen Bank Aval JSC's PS Ratio for today is 1.18.
Warning Sign:
Raiffeisen Bank Aval JSC stock PS Ratio (=1.18) is close to 3-year high of 1.27.
The historical rank and industry rank for Raiffeisen Bank Aval JSC's PS Ratio or its related term are showing as below:
PFTS:BAVL'
s PS Ratio Range Over the Past 10 Years
Min: 0.55 Med: 1.23 Max: 2.52
Current: 1.18
During the past 13 years, Raiffeisen Bank Aval JSC's highest PS Ratio was 2.52. The lowest was 0.55. And the median was 1.23.
PFTS:BAVL's PS Ratio is ranked better than 89.26% of 1517
companies
in the Banks industry
Industry Median: 2.98
vs PFTS:BAVL: 1.18
Raiffeisen Bank Aval JSC has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Raiffeisen Bank Aval JSC was 22.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 9.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 17.00% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 10.40% per year.
During the past 13 years, Raiffeisen Bank Aval JSC's highest 3-Year average Revenue per Share Growth Rate was 22.60% per year. The lowest was -13.10% per year. And the median was 6.05% per year.
Back to Basics: PS Ratio
Raiffeisen Bank Aval JSC (PFTS:BAVL) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Raiffeisen Bank Aval JSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raiffeisen Bank Aval JSC PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Raiffeisen Bank Aval JSC's PS Ratio distribution charts can be found below:
* The bar in red indicates where Raiffeisen Bank Aval JSC's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Raiffeisen Bank Aval JSC's Share Price of today is ₴0.4627. Raiffeisen Bank Aval JSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₴0.39.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Raiffeisen Bank Aval JSC (PFTS:BAVL) has a PS Ratio of 1.18 as of Jul. 03, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Raiffeisen Bank Aval JSC and its competitors. This is near median its historical median of 1.23. Over the past decade, Raiffeisen Bank Aval JSC's PS Ratio has ranged from 0.55 to 2.52. According to the industry distribution chart, Raiffeisen Bank Aval JSC ranks #163 out of 1517 companies in the Banks industry, placing it in the top 10.7%.
Is Raiffeisen Bank Aval JSC's PS Ratio too high?
Raiffeisen Bank Aval JSC's current PS Ratio of 1.18 is near median its 10-year median of 1.23. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 2.52. The Banks industry median PS Ratio is 2.98. Raiffeisen Bank Aval JSC's value of 1.18 is 60.4% below this industry median. Based on the distribution chart, Raiffeisen Bank Aval JSC ranks #163 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Raiffeisen Bank Aval JSC's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Raiffeisen Bank Aval JSC ranks #163 out of 1517 companies for PS Ratio. This places Raiffeisen Bank Aval JSC in the top 11% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.98. Raiffeisen Bank Aval JSC's value of 1.18 is 60.4% below this benchmark. Historically, Raiffeisen Bank Aval JSC's own PS Ratio has ranged from 0.55 to 2.52 over the past decade. While the company's 10-year median is 1.23 vs. the industry median of 2.98, Raiffeisen Bank Aval JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiffeisen Bank Aval JSC's current PS Ratio of 1.18 is 60.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Raiffeisen Bank Aval JSC and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank Aval JSC's current PS Ratio is 1.18, which is near median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank Aval JSC stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank Aval JSC (PFTS:BAVL) is currently considered Fairly Valued. The stock's GF Value™ is ₴0.45, compared to a current price of ₴0.46 — trading 2.8% above its estimated fair value. The current PS Ratio is 1.18, which is near median its 10-year median of 1.23 and 60.4% below the Banks industry median of 2.98. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Raiffeisen Bank Aval JSC (PFTS:BAVL), the current PS Ratio is 1.18 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Raiffeisen Bank Aval JSC is a Ukraine based bank. It provides banking services to private individuals, corporate clients, and small and micro enterprises in Ukraine through electronic channels. It offers services and products to private individuals, including deposits; money transfers in UAH and foreign currencies, with or without opening an account; a wide list of new payment instruments including MasterCard and Visa International cards; consumer loans and many others. Its segments include Corporate & Small enterprises, Micro customers & Private individuals, Financial institutions, and Proprietary business. The majority of its revenue comes from Corporate & Small enterprises segment.
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