Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) 3-Year EPS without NRI Growth Rate: 19.20% (As of Jun. 2026)— 66% Above Median
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During the past 12 months, Joint Stock Commercial Bank for Investment and Development of Vietnam's average EPS without NRI Growth Rate was 22.90% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 19.20% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 38.20% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 18.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Joint Stock Commercial Bank for Investment and Development of Vietnam 3-Year EPS without NRI Growth Rate Related Terms
Joint Stock Commercial Bank for Investment and Development of Vietnam 3-Year EPS without NRI Growth Rate Competitor Comparison
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Joint Stock Commercial Bank for Investment and Development of Vietnam 3-Year EPS without NRI Growth Rate vs Banks Industry
* The bar in red indicates where Joint Stock Commercial Bank for Investment and Development of Vietnam's 3-Year EPS without NRI Growth Rate falls into.
Joint Stock Commercial Bank for Investment and Development of Vietnam 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 19.20% mean?
Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) has a 3-Year EPS without NRI Growth Rate of 19.20% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Joint Stock Commercial Bank for Investment and Development of Vietnam and its competitors. This is 66% above median its historical median of 11.60. According to the industry distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #354 out of 1402 companies in the Banks industry, placing it in the top 25.2%.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam's 3-Year EPS without NRI Growth Rate too high?
Joint Stock Commercial Bank for Investment and Development of Vietnam's current 3-Year EPS without NRI Growth Rate of 19.20% is 66% above median its 10-year median of 11.60. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Joint Stock Commercial Bank for Investment and Development of Vietnam's value of 19.20% is 152.6% above this industry median. Based on the distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #354 out of 1402 companies in the Banks industry, which is above the industry midpoint. Overall, Joint Stock Commercial Bank for Investment and Development of Vietnam has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Investment and Development of Vietnam's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #354 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This puts Joint Stock Commercial Bank for Investment and Development of Vietnam in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Joint Stock Commercial Bank for Investment and Development of Vietnam's value of 19.20% is 152.6% above this benchmark. While the company's 10-year median is 11.60 vs. the industry median of 7.60, Joint Stock Commercial Bank for Investment and Development of Vietnam has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joint Stock Commercial Bank for Investment and Development of Vietnam's current 3-Year EPS without NRI Growth Rate of 19.20% is 152.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Joint Stock Commercial Bank for Investment and Development of Vietnam and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joint Stock Commercial Bank for Investment and Development of Vietnam's current 3-Year EPS without NRI Growth Rate is 19.20%, which is 66% above median its own 10-year median of 11.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫44,186.36, compared to a current price of ₫35,600.00 — trading 19.4% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 19.20%, which is 66% above median its 10-year median of 11.60 and 152.6% above the Banks industry median of 7.60. Joint Stock Commercial Bank for Investment and Development of Vietnam's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID), the current 3-Year EPS without NRI Growth Rate is 19.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Overvalued in 2026?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam stock appears to be undervalued.
The current stock price of ₫35,600.00 is trading 19.4% below its estimated GF Value™ of ₫44,186.36.
GuruFocus considers Joint Stock Commercial Bank for Investment and Development of Vietnam to be Modestly Undervalued.
Key valuation signals for STC:BID:
3-Year EPS without NRI Growth Rate: 19.20% (66% above median its 10-year median of 11.60)
GF Value™: ₫44,186.36 vs. price of ₫35,600.00 (19.4% below fair value)
Industry Position: 152.6% above the Banks median (#354 of 1402)
No single metric tells the full story. See the STC:BID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Joint Stock Commercial Bank for Investment and Development of Vietnam is one of the leading commercial banks based in Vietnam. It is a leading provider of products and modern banking services and utilities such as loans, deposits, savings and current account. Its secondary offerings include insurance products of all types such as life and non-life insurance. Its add on services include a variety of brokerage services, investment advice and contribution to established enterprises to invest various projects. The bank's distribution network spans predominantly across Vietnam and a few countries abroad such as Laos, Cambodia, Myanmar, Russia and Czech Republic.
85GF Score
Get the complete analysis for STC:BID
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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