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STC:BID's Shiller PE Ratio is ranked worse than 66.21% of 1234
companies
in the Banks industry
Industry Median: 13.86
vs STC:BID: 16.46
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Joint Stock Commercial Bank for Investment and Development of Vietnam's adjusted earnings per share data for the three months ended in Jun. 2026 was ₫1,047.310. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₫2,199.75 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Joint Stock Commercial Bank for Investment and Development of Vietnam Shiller PE Ratio Related Terms
Joint Stock Commercial Bank for Investment and Development of Vietnam Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Joint Stock Commercial Bank for Investment and Development of Vietnam Shiller PE Ratio Chart
Joint Stock Commercial Bank for Investment and Development of Vietnam Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Joint Stock Commercial Bank for Investment and Development of Vietnam Shiller PE Ratio vs Banks Industry
Joint Stock Commercial Bank for Investment and Development of Vietnam Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) has a Shiller PE Ratio of 16.52 as of Sep. 10, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Joint Stock Commercial Bank for Investment and Development of Vietnam and its competitors. This is 28% below median its historical median of 22.88. Over the past decade, Joint Stock Commercial Bank for Investment and Development of Vietnam's Shiller PE Ratio has ranged from 15.32 to 33.76. According to the industry distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #817 out of 1234 companies in the Banks industry, placing it in the top 66.2%.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam's Shiller PE Ratio too high?
Joint Stock Commercial Bank for Investment and Development of Vietnam's current Shiller PE Ratio of 16.52 is 28% below median its 10-year median of 22.88. Over the past 10 years, this metric has ranged from a low of 15.32 to a high of 33.76. The Banks industry median Shiller PE Ratio is 13.86. Joint Stock Commercial Bank for Investment and Development of Vietnam's value of 16.52 is 19.2% above this industry median. Based on the distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #817 out of 1234 companies in the Banks industry, which is below the industry midpoint. Overall, Joint Stock Commercial Bank for Investment and Development of Vietnam has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Investment and Development of Vietnam's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #817 out of 1234 companies for Shiller PE Ratio. This places Joint Stock Commercial Bank for Investment and Development of Vietnam in the lower half of its industry. The industry median Shiller PE Ratio is 13.86. Joint Stock Commercial Bank for Investment and Development of Vietnam's value of 16.52 is 19.2% above this benchmark. Historically, Joint Stock Commercial Bank for Investment and Development of Vietnam's own Shiller PE Ratio has ranged from 15.32 to 33.76 over the past decade. While the company's 10-year median is 22.88 vs. the industry median of 13.86, Joint Stock Commercial Bank for Investment and Development of Vietnam has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.86, based on 1,234 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joint Stock Commercial Bank for Investment and Development of Vietnam's current Shiller PE Ratio of 16.52 is 19.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Joint Stock Commercial Bank for Investment and Development of Vietnam and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joint Stock Commercial Bank for Investment and Development of Vietnam's current Shiller PE Ratio is 16.52, which is 28% below median its own 10-year median of 22.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫44,176.63, compared to a current price of ₫36,350.00 — trading 17.7% below its estimated fair value. The current Shiller PE Ratio is 16.52, which is 28% below median its 10-year median of 22.88 and 19.2% above the Banks industry median of 13.86. Joint Stock Commercial Bank for Investment and Development of Vietnam's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID), the current Shiller PE Ratio is 16.52 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Overvalued in 2026?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam stock appears to be undervalued.
The current stock price of ₫36,350.00 is trading 17.7% below its estimated GF Value™ of ₫44,176.63.
GuruFocus considers Joint Stock Commercial Bank for Investment and Development of Vietnam to be Modestly Undervalued.
Key valuation signals for STC:BID:
Shiller PE Ratio: 16.52 (28% below median its 10-year median of 22.88)
GF Value™: ₫44,176.63 vs. price of ₫36,350.00 (17.7% below fair value)
Industry Position: 19.2% above the Banks median (#817 of 1234)
No single metric tells the full story. See the STC:BID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Joint Stock Commercial Bank for Investment and Development of Vietnam is one of the leading commercial banks based in Vietnam. It is a leading provider of products and modern banking services and utilities such as loans, deposits, savings and current account. Its secondary offerings include insurance products of all types such as life and non-life insurance. Its add on services include a variety of brokerage services, investment advice and contribution to established enterprises to invest various projects. The bank's distribution network spans predominantly across Vietnam and a few countries abroad such as Laos, Cambodia, Myanmar, Russia and Czech Republic.
85GF Score
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