The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Joint Stock Commercial Bank for Investment and Development of Vietnam Dividend Yield % Chart
Joint Stock Commercial Bank for Investment and Development of Vietnam Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Joint Stock Commercial Bank for Investment and Development of Vietnam Dividend Yield % vs Banks Industry
Joint Stock Commercial Bank for Investment and Development of Vietnam Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Joint Stock Commercial Bank for Investment and Development of Vietnam Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
VND 450.000000
2025-10-14
2025-10-15
2025-11-14
Cash Dividend
annually
VND:VND 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) has a Dividend Yield % of 1.08% as of Jun. 29, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Joint Stock Commercial Bank for Investment and Development of Vietnam and its competitors. This is 40% below median its historical median of 1.79. Over the past decade, Joint Stock Commercial Bank for Investment and Development of Vietnam's Dividend Yield % has ranged from 0.42 to 7.77. According to the industry distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #1147 out of 1256 companies in the Banks industry, placing it in the top 91.3%.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam's Dividend Yield % too high?
Joint Stock Commercial Bank for Investment and Development of Vietnam's current Dividend Yield % of 1.08% is 40% below median its 10-year median of 1.79. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 7.77. The Banks industry median Dividend Yield % is 3.02. Joint Stock Commercial Bank for Investment and Development of Vietnam's value of 1.08% is 64.2% below this industry median. Based on the distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #1147 out of 1256 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Joint Stock Commercial Bank for Investment and Development of Vietnam has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Investment and Development of Vietnam's Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #1147 out of 1256 companies for Dividend Yield %. This places Joint Stock Commercial Bank for Investment and Development of Vietnam in the lower half of its industry. The industry median Dividend Yield % is 3.02. Joint Stock Commercial Bank for Investment and Development of Vietnam's value of 1.08% is 64.2% below this benchmark. Historically, Joint Stock Commercial Bank for Investment and Development of Vietnam's own Dividend Yield % has ranged from 0.42 to 7.77 over the past decade. While the company's 10-year median is 1.79 vs. the industry median of 3.02, Joint Stock Commercial Bank for Investment and Development of Vietnam has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.02, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joint Stock Commercial Bank for Investment and Development of Vietnam's current Dividend Yield % of 1.08% is 64.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Joint Stock Commercial Bank for Investment and Development of Vietnam and its competitors. For the Banks industry, the median Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joint Stock Commercial Bank for Investment and Development of Vietnam's current Dividend Yield % is 1.08%, which is 40% below median its own 10-year median of 1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫47,178.25, compared to a current price of ₫41,700.00 — trading 11.6% below its estimated fair value. The current Dividend Yield % is 1.08%, which is 40% below median its 10-year median of 1.79 and 64.2% below the Banks industry median of 3.02. Joint Stock Commercial Bank for Investment and Development of Vietnam's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID), the current Dividend Yield % is 1.08% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Overvalued in 2026?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam stock appears to be undervalued.
The current stock price of ₫41,700.00 is trading 11.6% below its estimated GF Value™ of ₫47,178.25.
GuruFocus considers Joint Stock Commercial Bank for Investment and Development of Vietnam to be Modestly Undervalued.
Key valuation signals for STC:BID:
Dividend Yield %: 1.08% (40% below median its 10-year median of 1.79)
GF Value™: ₫47,178.25 vs. price of ₫41,700.00 (11.6% below fair value)
Industry Position: 64.2% below the Banks median (#1147 of 1256)
No single metric tells the full story. See the STC:BID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Joint Stock Commercial Bank for Investment and Development of Vietnam Business Description
Joint Stock Commercial Bank for Investment and Development of Vietnam is one of the leading commercial banks based in Vietnam. It is a leading provider of products and modern banking services and utilities such as loans, deposits, savings and current account. Its secondary offerings include insurance products of all types such as life and non-life insurance. Its add on services include a variety of brokerage services, investment advice and contribution to established enterprises to invest various projects. The bank's distribution network spans predominantly across Vietnam and a few countries abroad such as Laos, Cambodia, Myanmar, Russia and Czech Republic.
85GF Score
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