Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Altman Z-Score


STC:BID Joint Stock Commercial Bank for Investment and Development of Vietnam STC:BID
85 GF Score
Price ₫41,700.00
GF Value ₫47,178.25
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Joint Stock Commercial Bank for Investment and Development of Vietnam Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

STC:BID
85GF Score
Joint Stock Commercial Bank for Investment and Development of Vietnam STC:BID
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Overvalued in 2026?

Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam stock appears to be undervalued. The current stock price of ₫41,700.00 is trading 11.6% below its estimated GF Value™ of ₫47,178.25. GuruFocus considers Joint Stock Commercial Bank for Investment and Development of Vietnam to be Modestly Undervalued.

Key valuation signals for STC:BID:

  • Altman Z-Score:
  • GF Value™: ₫47,178.25 vs. price of ₫41,700.00 (11.6% below fair value)
  • GF Score™: 85/100 with 2 warning signs

No single metric tells the full story. See the STC:BID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Joint Stock Commercial Bank for Investment and Development of Vietnam Business Description

Address BIDV Tower, 35 Hang Voi, Hoan Kiem, Hanoi, VNM
Joint Stock Commercial Bank for Investment and Development of Vietnam is one of the leading commercial banks based in Vietnam. It is a leading provider of products and modern banking services and utilities such as loans, deposits, savings and current account. Its secondary offerings include insurance products of all types such as life and non-life insurance. Its add on services include a variety of brokerage services, investment advice and contribution to established enterprises to invest various projects. The bank's distribution network spans predominantly across Vietnam and a few countries abroad such as Laos, Cambodia, Myanmar, Russia and Czech Republic.
85GF Score

Get the complete analysis for STC:BID

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫41,700.00
Price
₫47,178.25
GF Value