Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Joint Stock Commercial Bank for Investment and Development of Vietnam Total Payout Ratio Chart
Joint Stock Commercial Bank for Investment and Development of Vietnam Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Joint Stock Commercial Bank for Investment and Development of Vietnam Total Payout Ratio vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) has a Total Payout Ratio of -1.47 as of Sep. 22, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Joint Stock Commercial Bank for Investment and Development of Vietnam and its competitors.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam's Total Payout Ratio too high?
Joint Stock Commercial Bank for Investment and Development of Vietnam's current Total Payout Ratio is -1.47. Overall, Joint Stock Commercial Bank for Investment and Development of Vietnam has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Investment and Development of Vietnam's Total Payout Ratio compare to competitors?
Joint Stock Commercial Bank for Investment and Development of Vietnam's Total Payout Ratio of -1.47 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Joint Stock Commercial Bank for Investment and Development of Vietnam and its competitors. Joint Stock Commercial Bank for Investment and Development of Vietnam's current Total Payout Ratio is -1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫43,088.47, compared to a current price of ₫36,200.00 — trading 16% below its estimated fair value. The current Total Payout Ratio is -1.47. Joint Stock Commercial Bank for Investment and Development of Vietnam's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID), the current Total Payout Ratio is -1.47 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Overvalued in 2026?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam stock appears to be undervalued.
The current stock price of ₫36,200.00 is trading 16% below its estimated GF Value™ of ₫43,088.47.
GuruFocus considers Joint Stock Commercial Bank for Investment and Development of Vietnam to be Modestly Undervalued.
Key valuation signals for STC:BID:
Total Payout Ratio: -1.47
GF Value™: ₫43,088.47 vs. price of ₫36,200.00 (16% below fair value)
No single metric tells the full story. See the STC:BID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Joint Stock Commercial Bank for Investment and Development of Vietnam, commonly known as BIDV, is one of Vietnam's largest state-owned commercial banks. It provides a broad range of banking products and services, including deposits, savings and current accounts, consumer and corporate lending, project finance, trade finance, foreign exchange, and card and digital banking services. It also offers insurance distribution, brokerage, investment advisory, and capital participation in infrastructure and development projects. Customers include individuals, small and medium-sized enterprises, large corporations, and state-linked institutions. Its domestic network covers all major provinces and cities across Vietnam, and it operates internationally through branches, subsidiaries, and representative offices in Laos, Cambodia, Myanmar, Russia, and the Czech Republic, among others. Revenue is generated primarily from net interest income on loans and deposits, supplemented by fees, insurance commissions, treasury activities, and other financial services.
85GF Score
Get the complete analysis for STC:BID
Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC:BID has been successfully added to your 
