Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Tariff Resilience Score: 0/10 (As of Sep. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:BID Joint Stock Commercial Bank for Investment and Development of Vietnam STC:BID
85 GF Score
Price ₫36,200.00
GF Value ₫43,088.47
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Joint Stock Commercial Bank for Investment and Development of Vietnam Tariff Resilience Score?

Joint Stock Commercial Bank for Investment and Development of Vietnam has the Tariff Resilience Score of 0, which implies that the company might have .

Joint Stock Commercial Bank for Investment and Development of Vietnam has

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Joint Stock Commercial Bank for Investment and Development of Vietnam might have .

Joint Stock Commercial Bank for Investment and Development of Vietnam  (STC:BID) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Joint Stock Commercial Bank for Investment and Development of Vietnam Tariff Resilience Score Related Terms

STC:BID
85GF Score
Joint Stock Commercial Bank for Investment and Development of Vietnam STC:BID
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Overvalued in 2026?

Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam stock appears to be undervalued. The current stock price of ₫36,200.00 is trading 16% below its estimated GF Value™ of ₫43,088.47. GuruFocus considers Joint Stock Commercial Bank for Investment and Development of Vietnam to be Modestly Undervalued.

Key valuation signals for STC:BID:

  • Tariff Resilience Score: 0
  • GF Value™: ₫43,088.47 vs. price of ₫36,200.00 (16% below fair value)
  • GF Score™: 85/100 with 2 warning signs

No single metric tells the full story. See the STC:BID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Joint Stock Commercial Bank for Investment and Development of Vietnam Business Description

Address BIDV Tower, 35 Hang Voi, Hoan Kiem, Hanoi, VNM
Joint Stock Commercial Bank for Investment and Development of Vietnam, commonly known as BIDV, is one of Vietnam's largest state-owned commercial banks. It provides a broad range of banking products and services, including deposits, savings and current accounts, consumer and corporate lending, project finance, trade finance, foreign exchange, and card and digital banking services. It also offers insurance distribution, brokerage, investment advisory, and capital participation in infrastructure and development projects. Customers include individuals, small and medium-sized enterprises, large corporations, and state-linked institutions. Its domestic network covers all major provinces and cities across Vietnam, and it operates internationally through branches, subsidiaries, and representative offices in Laos, Cambodia, Myanmar, Russia, and the Czech Republic, among others. Revenue is generated primarily from net interest income on loans and deposits, supplemented by fees, insurance commissions, treasury activities, and other financial services.
85GF Score

Get the complete analysis for STC:BID

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫36,200.00
Price
₫43,088.47
GF Value