STC:BID's 5-Year Yield-on-Cost % is ranked worse than 92.21% of 1258
companies
in the Banks industry
Industry Median: 3.89
vs STC:BID: 1.10
Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Joint Stock Commercial Bank for Investment and Development of Vietnam 5-Year Yield-on-Cost % Related Terms
Joint Stock Commercial Bank for Investment and Development of Vietnam 5-Year Yield-on-Cost % Competitor Comparison
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Joint Stock Commercial Bank for Investment and Development of Vietnam 5-Year Yield-on-Cost % vs Banks Industry
Joint Stock Commercial Bank for Investment and Development of Vietnam 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) has a 5-Year Yield-on-Cost % of 1.10 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Joint Stock Commercial Bank for Investment and Development of Vietnam and its competitors. This is 39% below median its historical median of 1.79. Over the past decade, Joint Stock Commercial Bank for Investment and Development of Vietnam's 5-Year Yield-on-Cost % has ranged from 0.42 to 7.77. According to the industry distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #1160 out of 1258 companies in the Banks industry, placing it in the top 92.2%.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam's 5-Year Yield-on-Cost % too high?
Joint Stock Commercial Bank for Investment and Development of Vietnam's current 5-Year Yield-on-Cost % of 1.10 is 39% below median its 10-year median of 1.79. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 7.77. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Joint Stock Commercial Bank for Investment and Development of Vietnam's value of 1.10 is 71.7% below this industry median. Based on the distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #1160 out of 1258 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Joint Stock Commercial Bank for Investment and Development of Vietnam has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Investment and Development of Vietnam's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Joint Stock Commercial Bank for Investment and Development of Vietnam ranks #1160 out of 1258 companies for 5-Year Yield-on-Cost %. This places Joint Stock Commercial Bank for Investment and Development of Vietnam in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Joint Stock Commercial Bank for Investment and Development of Vietnam's value of 1.10 is 71.7% below this benchmark. Historically, Joint Stock Commercial Bank for Investment and Development of Vietnam's own 5-Year Yield-on-Cost % has ranged from 0.42 to 7.77 over the past decade. While the company's 10-year median is 1.79 vs. the industry median of 3.89, Joint Stock Commercial Bank for Investment and Development of Vietnam has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,258 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joint Stock Commercial Bank for Investment and Development of Vietnam's current 5-Year Yield-on-Cost % of 1.10 is 71.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Joint Stock Commercial Bank for Investment and Development of Vietnam and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joint Stock Commercial Bank for Investment and Development of Vietnam's current 5-Year Yield-on-Cost % is 1.10, which is 39% below median its own 10-year median of 1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫47,488.30, compared to a current price of ₫41,000.00 — trading 13.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.10, which is 39% below median its 10-year median of 1.79 and 71.7% below the Banks industry median of 3.89. Joint Stock Commercial Bank for Investment and Development of Vietnam's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID), the current 5-Year Yield-on-Cost % is 1.10 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Overvalued in 2026?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Investment and Development of Vietnam stock appears to be undervalued.
The current stock price of ₫41,000.00 is trading 13.7% below its estimated GF Value™ of ₫47,488.30.
GuruFocus considers Joint Stock Commercial Bank for Investment and Development of Vietnam to be Modestly Undervalued.
Key valuation signals for STC:BID:
5-Year Yield-on-Cost %: 1.10 (39% below median its 10-year median of 1.79)
GF Value™: ₫47,488.30 vs. price of ₫41,000.00 (13.7% below fair value)
Industry Position: 71.7% below the Banks median (#1160 of 1258)
No single metric tells the full story. See the STC:BID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Joint Stock Commercial Bank for Investment and Development of Vietnam Business Description
Joint Stock Commercial Bank for Investment and Development of Vietnam is one of the leading commercial banks based in Vietnam. It is a leading provider of products and modern banking services and utilities such as loans, deposits, savings and current account. Its secondary offerings include insurance products of all types such as life and non-life insurance. Its add on services include a variety of brokerage services, investment advice and contribution to established enterprises to invest various projects. The bank's distribution network spans predominantly across Vietnam and a few countries abroad such as Laos, Cambodia, Myanmar, Russia and Czech Republic.
85GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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