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Joint Stock Commercial Bank for Investment and Development of Vietnam (STC:BID) Cyclically Adjusted PB Ratio : 2.68 (As of Jun. 21, 2025)


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What is Joint Stock Commercial Bank for Investment and Development of Vietnam Cyclically Adjusted PB Ratio?

As of today (2025-06-21), Joint Stock Commercial Bank for Investment and Development of Vietnam's current share price is ₫35800.00. Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was ₫13,338.66. Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted PB Ratio for today is 2.68.

The historical rank and industry rank for Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted PB Ratio or its related term are showing as below:

STC:BID' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.07   Med: 3.02   Max: 3.87
Current: 2.65

During the past years, Joint Stock Commercial Bank for Investment and Development of Vietnam's highest Cyclically Adjusted PB Ratio was 3.87. The lowest was 2.07. And the median was 3.02.

STC:BID's Cyclically Adjusted PB Ratio is ranked worse than
91.61% of 1288 companies
in the Banks industry
Industry Median: 1.01 vs STC:BID: 2.65

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Joint Stock Commercial Bank for Investment and Development of Vietnam's adjusted book value per share data for the three months ended in Mar. 2025 was ₫21,441.669. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₫13,338.66 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Joint Stock Commercial Bank for Investment and Development of Vietnam Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Joint Stock Commercial Bank for Investment and Development of Vietnam Cyclically Adjusted PB Ratio Chart

Joint Stock Commercial Bank for Investment and Development of Vietnam Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 2.94 2.70 3.10 2.92

Joint Stock Commercial Bank for Investment and Development of Vietnam Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.58 2.89 3.27 2.92 2.91

Competitive Comparison of Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted PB Ratio falls into.


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Joint Stock Commercial Bank for Investment and Development of Vietnam Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=35800.00/13338.66
=2.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Joint Stock Commercial Bank for Investment and Development of Vietnam's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=21441.669/134.9266*134.9266
=21,441.669

Current CPI (Mar. 2025) = 134.9266.

Joint Stock Commercial Bank for Investment and Development of Vietnam Quarterly Data

Book Value per Share CPI Adj_Book
201506 6,009.260 100.684 8,053.016
201509 6,771.332 100.392 9,100.699
201512 6,984.513 99.792 9,443.571
201603 7,223.916 100.470 9,701.349
201606 7,340.783 101.688 9,740.244
201609 7,592.622 101.861 10,057.300
201612 7,250.703 101.863 9,604.229
201703 7,525.128 102.862 9,870.875
201706 7,707.533 103.349 10,062.509
201709 7,464.188 104.136 9,671.212
201712 7,839.302 104.011 10,169.399
201803 8,157.990 105.290 10,454.317
201806 8,529.937 106.317 10,825.339
201809 8,625.049 106.507 10,926.529
201812 8,774.099 105.998 11,168.706
201903 9,134.821 107.251 11,492.071
201906 9,297.397 108.070 11,607.958
201909 9,595.913 108.329 11,951.916
201912 10,804.177 108.420 13,445.578
202003 11,032.861 108.902 13,669.476
202006 11,102.219 108.767 13,772.381
202009 11,343.679 109.815 13,937.672
202012 11,078.110 109.897 13,601.231
202103 11,457.396 111.754 13,833.079
202106 11,804.203 114.631 13,894.107
202109 12,008.230 115.734 13,999.563
202112 12,052.853 117.630 13,825.192
202203 12,559.729 121.301 13,970.549
202206 13,194.970 125.017 14,240.906
202209 13,955.290 125.227 15,036.273
202212 14,410.238 125.222 15,527.044
202303 15,225.945 127.348 16,132.081
202306 15,860.965 128.729 16,624.623
202309 16,563.439 129.860 17,209.742
202312 17,093.189 129.419 17,820.558
202403 17,971.880 131.776 18,401.537
202406 18,797.130 132.554 19,133.611
202409 19,332.998 133.029 19,608.789
202412 20,250.347 133.157 20,519.450
202503 21,441.669 134.927 21,441.669

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Joint Stock Commercial Bank for Investment and Development of Vietnam  (STC:BID) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Joint Stock Commercial Bank for Investment and Development of Vietnam Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Joint Stock Commercial Bank for Investment and Development of Vietnam's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Joint Stock Commercial Bank for Investment and Development of Vietnam Business Description

Traded in Other Exchanges
N/A
Address
BIDV Tower, 35 Hang Voi, Hoan Kiem, Hanoi, VNM
Joint Stock Commercial Bank for Investment and Development of Vietnam is one of the leading commercial banks based in Vietnam. It is a leading provider of products and modern banking services and utilities such as loans, deposits, savings and current account. Its secondary offerings include insurance products of all types such as life and non-life insurance. Its add on services include a variety of brokerage services, investment advice and contribution to established enterprises to invest various projects. The bank's distribution network spans predominantly across Vietnam and a few countries abroad such as Laos, Cambodia, Myanmar, Russia and Czech Republic.

Joint Stock Commercial Bank for Investment and Development of Vietnam Headlines