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During the past 12 months, Hypo Alpe-Adria Bank AD's average EPS without NRI Growth Rate was -12.20% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 34.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Hypo Alpe-Adria Bank AD was 36.60% per year. The lowest was -5.50% per year. And the median was 28.60% per year.
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Hypo Alpe-Adria Bank AD 3-Year EPS without NRI Growth Rate Related Terms
XBLB:KRLB-R-A vs PNC, USB, NU: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Hypo Alpe-Adria Bank AD's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypo Alpe-Adria Bank AD 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Hypo Alpe-Adria Bank AD's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Hypo Alpe-Adria Bank AD's 3-Year EPS without NRI Growth Rate falls into.
Hypo Alpe-Adria Bank AD 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 34.30% mean?
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a 3-Year EPS without NRI Growth Rate of 34.30% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Hypo Alpe-Adria Bank AD and its competitors. This is 20% above median its historical median of 28.60.
Is Hypo Alpe-Adria Bank AD's 3-Year EPS without NRI Growth Rate too high?
Hypo Alpe-Adria Bank AD's current 3-Year EPS without NRI Growth Rate of 34.30% is 20% above median its 10-year median of 28.60. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Hypo Alpe-Adria Bank AD's value of 34.30% is 357.3% above this industry median. Overall, Hypo Alpe-Adria Bank AD has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Hypo Alpe-Adria Bank AD's 3-Year EPS without NRI Growth Rate compare to PNC and USB?
Hypo Alpe-Adria Bank AD's 3-Year EPS without NRI Growth Rate of 34.30% can be compared against companies in the Banks industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Hypo Alpe-Adria Bank AD's value of 34.30% is 357.3% above this benchmark. While the company's 10-year median is 28.60 vs. the industry median of 7.50, Hypo Alpe-Adria Bank AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypo Alpe-Adria Bank AD's current 3-Year EPS without NRI Growth Rate of 34.30% is 357.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Hypo Alpe-Adria Bank AD and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypo Alpe-Adria Bank AD's current 3-Year EPS without NRI Growth Rate is 34.30%, which is 20% above median its own 10-year median of 28.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypo Alpe-Adria Bank AD stock overvalued right now?
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a current 3-Year EPS without NRI Growth Rate of 34.30%. The stock's GF Value™ is BAM1.31, compared to a current price of BAM1.14 — trading 13% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 34.30%, which is 20% above median its 10-year median of 28.60 and 357.3% above the Banks industry median of 7.50. Hypo Alpe-Adria Bank AD's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A), the current 3-Year EPS without NRI Growth Rate is 34.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Hypo Alpe-Adria Bank AD stock appears to be undervalued.
The current stock price of BAM1.14 is trading 13% below its estimated GF Value™ of BAM1.31.
Key valuation signals for XBLB:KRLB-R-A:
3-Year EPS without NRI Growth Rate: 34.30% (20% above median its 10-year median of 28.60)
GF Value™: BAM1.31 vs. price of BAM1.14 (13% below fair value)
No single metric tells the full story. See the XBLB:KRLB-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypo Alpe-Adria Bank AD is a bank. It is engaged in providing financial products and services. The company's operating segment includes Consumer; SME Business; Mortgage; Large Corporates; Public Finance; and Corporate Center. It offers products and services including loans, leasing, savings, currency exchange, mobile banking, advisory services, deposits, and investment banking services. It generates the majority of its revenue from the Consumer segment.
18GF Score
Get the complete analysis for XBLB:KRLB-R-A
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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