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The historical rank and industry rank for Hypo Alpe-Adria Bank AD's Equity-to-Asset or its related term are showing as below:
XBLB:KRLB-R-A'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.17 Med: 0.18 Max: 0.21
Current: 0.18
During the past 13 years, the highest Equity to Asset Ratio of Hypo Alpe-Adria Bank AD was 0.21. The lowest was 0.17. And the median was 0.18.
XBLB:KRLB-R-A's Equity-to-Asset is not ranked
in the Banks industry.
Industry Median: 0.1
vs XBLB:KRLB-R-A: 0.18
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Hypo Alpe-Adria Bank AD Equity-to-Asset Related Terms
Hypo Alpe-Adria Bank AD Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:KRLB-R-A vs PNC, USB, NU: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Hypo Alpe-Adria Bank AD's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypo Alpe-Adria Bank AD Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Hypo Alpe-Adria Bank AD's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Hypo Alpe-Adria Bank AD's Equity-to-Asset falls into.
Hypo Alpe-Adria Bank AD Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Hypo Alpe-Adria Bank AD's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a Equity-to-Asset of 0.18 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Hypo Alpe-Adria Bank AD and its competitors. This is near median its historical median of 0.18. Over the past decade, Hypo Alpe-Adria Bank AD's Equity-to-Asset has ranged from 0.17 to 0.21.
Is Hypo Alpe-Adria Bank AD's Equity-to-Asset too high?
Hypo Alpe-Adria Bank AD's current Equity-to-Asset of 0.18 is near median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.21. The Banks industry median Equity-to-Asset is 0.10. Hypo Alpe-Adria Bank AD's value of 0.18 is 80% above this industry median. Overall, Hypo Alpe-Adria Bank AD has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Hypo Alpe-Adria Bank AD's Equity-to-Asset compare to PNC and USB?
Hypo Alpe-Adria Bank AD's Equity-to-Asset of 0.18 can be compared against companies in the Banks industry. The industry median Equity-to-Asset is 0.10. Hypo Alpe-Adria Bank AD's value of 0.18 is 80% above this benchmark. Historically, Hypo Alpe-Adria Bank AD's own Equity-to-Asset has ranged from 0.17 to 0.21 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.10, Hypo Alpe-Adria Bank AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypo Alpe-Adria Bank AD's current Equity-to-Asset of 0.18 is 80% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Hypo Alpe-Adria Bank AD and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypo Alpe-Adria Bank AD's current Equity-to-Asset is 0.18, which is near median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypo Alpe-Adria Bank AD stock overvalued right now?
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a current Equity-to-Asset of 0.18. The stock's GF Value™ is BAM1.31, compared to a current price of BAM1.14 — trading 13% below its estimated fair value. The current Equity-to-Asset is 0.18, which is near median its 10-year median of 0.18 and 80% above the Banks industry median of 0.10. Hypo Alpe-Adria Bank AD's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A), the current Equity-to-Asset is 0.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Hypo Alpe-Adria Bank AD stock appears to be undervalued.
The current stock price of BAM1.14 is trading 13% below its estimated GF Value™ of BAM1.31.
Key valuation signals for XBLB:KRLB-R-A:
Equity-to-Asset: 0.18 (near median its 10-year median of 0.18)
GF Value™: BAM1.31 vs. price of BAM1.14 (13% below fair value)
No single metric tells the full story. See the XBLB:KRLB-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypo Alpe-Adria Bank AD is a bank. It is engaged in providing financial products and services. The company's operating segment includes Consumer; SME Business; Mortgage; Large Corporates; Public Finance; and Corporate Center. It offers products and services including loans, leasing, savings, currency exchange, mobile banking, advisory services, deposits, and investment banking services. It generates the majority of its revenue from the Consumer segment.
18GF Score
Get the complete analysis for XBLB:KRLB-R-A
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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