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The historical rank and industry rank for Hypo Alpe-Adria Bank AD's PB Ratio or its related term are showing as below:
XBLB:KRLB-R-A'
s PB Ratio Range Over the Past 10 Years
Min: 0.58 Med: 0.72 Max: 1.01
Current: 0.85
During the past 13 years, Hypo Alpe-Adria Bank AD's highest PB Ratio was 1.01. The lowest was 0.58. And the median was 0.72.
XBLB:KRLB-R-A's PB Ratio is not ranked
in the Banks industry.
Industry Median: 1.11
vs XBLB:KRLB-R-A: 0.85
During the past 12 months, Hypo Alpe-Adria Bank AD's average Book Value Per Share Growth Rate was 3.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Hypo Alpe-Adria Bank AD was 8.60% per year. The lowest was -17.70% per year. And the median was 0.35% per year.
Back to Basics: PB Ratio
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:KRLB-R-A vs PNC, USB, NU: PB Ratio Comparison
For the Banks - Regional subindustry, Hypo Alpe-Adria Bank AD's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypo Alpe-Adria Bank AD PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hypo Alpe-Adria Bank AD's PB Ratio distribution charts can be found below:
* The bar in red indicates where Hypo Alpe-Adria Bank AD's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a PB Ratio of 0.85 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hypo Alpe-Adria Bank AD and its competitors. This is 18% above median its historical median of 0.72. Over the past decade, Hypo Alpe-Adria Bank AD's PB Ratio has ranged from 0.58 to 1.01.
Is Hypo Alpe-Adria Bank AD's PB Ratio too high?
Hypo Alpe-Adria Bank AD's current PB Ratio of 0.85 is 18% above median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 1.01. The Banks industry median PB Ratio is 1.11. Hypo Alpe-Adria Bank AD's value of 0.85 is 23.4% below this industry median. Overall, Hypo Alpe-Adria Bank AD has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Hypo Alpe-Adria Bank AD's PB Ratio compare to PNC and USB?
Hypo Alpe-Adria Bank AD's PB Ratio of 0.85 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.11. Hypo Alpe-Adria Bank AD's value of 0.85 is 23.4% below this benchmark. Historically, Hypo Alpe-Adria Bank AD's own PB Ratio has ranged from 0.58 to 1.01 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 1.11, Hypo Alpe-Adria Bank AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypo Alpe-Adria Bank AD's current PB Ratio of 0.85 is 23.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hypo Alpe-Adria Bank AD and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypo Alpe-Adria Bank AD's current PB Ratio is 0.85, which is 18% above median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypo Alpe-Adria Bank AD stock overvalued right now?
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a current PB Ratio of 0.85. The stock's GF Value™ is BAM1.31, compared to a current price of BAM1.14 — trading 13% below its estimated fair value. The current PB Ratio is 0.85, which is 18% above median its 10-year median of 0.72 and 23.4% below the Banks industry median of 1.11. Hypo Alpe-Adria Bank AD's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A), the current PB Ratio is 0.85 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Hypo Alpe-Adria Bank AD stock appears to be undervalued.
The current stock price of BAM1.14 is trading 13% below its estimated GF Value™ of BAM1.31.
Key valuation signals for XBLB:KRLB-R-A:
PB Ratio: 0.85 (18% above median its 10-year median of 0.72)
GF Value™: BAM1.31 vs. price of BAM1.14 (13% below fair value)
No single metric tells the full story. See the XBLB:KRLB-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypo Alpe-Adria Bank AD is a bank. It is engaged in providing financial products and services. The company's operating segment includes Consumer; SME Business; Mortgage; Large Corporates; Public Finance; and Corporate Center. It offers products and services including loans, leasing, savings, currency exchange, mobile banking, advisory services, deposits, and investment banking services. It generates the majority of its revenue from the Consumer segment.
18GF Score
Get the complete analysis for XBLB:KRLB-R-A
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