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The historical rank and industry rank for Hypo Alpe-Adria Bank AD's Net Margin % or its related term are showing as below:
XBLB:KRLB-R-A'
s Net Margin % Range Over the Past 10 Years
Min: -35.88 Med: 20.04 Max: 40.09
Current: 40.09
XBLB:KRLB-R-A's Net Margin % is not ranked
in the Banks industry.
Industry Median: 26.87
vs XBLB:KRLB-R-A: 40.09
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Hypo Alpe-Adria Bank AD Net Margin % Related Terms
Hypo Alpe-Adria Bank AD Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:KRLB-R-A vs PNC, USB, NU: Net Margin % Comparison
For the Banks - Regional subindustry, Hypo Alpe-Adria Bank AD's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypo Alpe-Adria Bank AD Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Hypo Alpe-Adria Bank AD's Net Margin % distribution charts can be found below:
* The bar in red indicates where Hypo Alpe-Adria Bank AD's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a Net Margin % of 30.88% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Hypo Alpe-Adria Bank AD and its competitors. This is 54% above median its historical median of 20.04.
Is Hypo Alpe-Adria Bank AD's Net Margin % too high?
Hypo Alpe-Adria Bank AD's current Net Margin % of 30.88% is 54% above median its 10-year median of 20.04. The Banks industry median Net Margin % is 26.87. Hypo Alpe-Adria Bank AD's value of 30.88% is 14.9% above this industry median. Overall, Hypo Alpe-Adria Bank AD has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Hypo Alpe-Adria Bank AD's Net Margin % compare to PNC and USB?
Hypo Alpe-Adria Bank AD's Net Margin % of 30.88% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.87. Hypo Alpe-Adria Bank AD's value of 30.88% is 14.9% above this benchmark. While the company's 10-year median is 20.04 vs. the industry median of 26.87, Hypo Alpe-Adria Bank AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.87, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypo Alpe-Adria Bank AD's current Net Margin % of 30.88% is 14.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Hypo Alpe-Adria Bank AD and its competitors. For the Banks industry, the median Net Margin % is 26.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypo Alpe-Adria Bank AD's current Net Margin % is 30.88%, which is 54% above median its own 10-year median of 20.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypo Alpe-Adria Bank AD stock overvalued right now?
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a current Net Margin % of 30.88%. The stock's GF Value™ is BAM1.31, compared to a current price of BAM1.14 — trading 13% below its estimated fair value. The current Net Margin % is 30.88%, which is 54% above median its 10-year median of 20.04 and 14.9% above the Banks industry median of 26.87. Hypo Alpe-Adria Bank AD's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A), the current Net Margin % is 30.88% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Hypo Alpe-Adria Bank AD stock appears to be undervalued.
The current stock price of BAM1.14 is trading 13% below its estimated GF Value™ of BAM1.31.
Key valuation signals for XBLB:KRLB-R-A:
Net Margin %: 30.88% (54% above median its 10-year median of 20.04)
GF Value™: BAM1.31 vs. price of BAM1.14 (13% below fair value)
No single metric tells the full story. See the XBLB:KRLB-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypo Alpe-Adria Bank AD is a bank. It is engaged in providing financial products and services. The company's operating segment includes Consumer; SME Business; Mortgage; Large Corporates; Public Finance; and Corporate Center. It offers products and services including loans, leasing, savings, currency exchange, mobile banking, advisory services, deposits, and investment banking services. It generates the majority of its revenue from the Consumer segment.
18GF Score
Get the complete analysis for XBLB:KRLB-R-A
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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