Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Price-to-Tangible-Book: 0.93 (As of Sep. 06, 2026)

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XBLB:KRLB-R-A Hypo Alpe-Adria Bank AD XBLB:KRLB-R-A
18 GF Score
Price BAM1.14
GF Value BAM1.31
! 3 Warning Signs
View Full Analysis

What is Hypo Alpe-Adria Bank AD Price-to-Tangible-Book?

Hypo Alpe-Adria Bank AD XBLB:KRLB-R-A 18 Price-to-Tangible-Book is 0.93 as of Sep. 06, 2026. GuruFocus rates XBLB:KRLB-R-A with a GF Score™ of 18/100 and a GF Value™ of BAM1.31. The stock has 3 warning signs investors should review.

As of today (2026-09-06), Hypo Alpe-Adria Bank AD's share price is BAM1.14. Hypo Alpe-Adria Bank AD's Tangible Book per Share of Jun. 2026 for the quarter that ended in Jun. 2026 was BAM1.23. Hence, Hypo Alpe-Adria Bank AD's Price to Tangible Book Ratio of today is 0.93.

The historical rank and industry rank for Hypo Alpe-Adria Bank AD's Price-to-Tangible-Book or its related term are showing as below:

XBLB:KRLB-R-A' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.6   Med: 0.76   Max: 0.98
Current: 0.93

During the past 13 years, Hypo Alpe-Adria Bank AD's highest Price to Tangible Book Ratio was 0.98. The lowest was 0.60. And the median was 0.76.

XBLB:KRLB-R-A's Price-to-Tangible-Book is not ranked
in the Banks industry.
Industry Median: 1.2 vs XBLB:KRLB-R-A: 0.93

A closely related ratio is called PB Ratio. As of today, Hypo Alpe-Adria Bank AD's share price is BAM1.14. Hypo Alpe-Adria Bank AD's Book Value per Sharefor the quarter that ended in Jun. 2026 was BAM1.26. Hence, Hypo Alpe-Adria Bank AD's P/B Ratio of today is 0.90.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.


Hypo Alpe-Adria Bank AD Price-to-Tangible-Book Related Terms


Hypo Alpe-Adria Bank AD Price-to-Tangible-Book Historical Data

* Premium members only.

The historical data trend for Hypo Alpe-Adria Bank AD's Price-to-Tangible-Book can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hypo Alpe-Adria Bank AD Price-to-Tangible-Book Chart

Hypo Alpe-Adria Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Tangible-Book
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.91 0.95 0.84 0.87

Hypo Alpe-Adria Bank AD Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Price-to-Tangible-Book Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 0.84 0.92 0.87 0.93

XBLB:KRLB-R-A vs PNC, USB, NU: Price-to-Tangible-Book Comparison

For the Banks - Regional subindustry, Hypo Alpe-Adria Bank AD's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hypo Alpe-Adria Bank AD Price-to-Tangible-Book vs Banks Industry

For the Banks industry and Financial Services sector, Hypo Alpe-Adria Bank AD's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Hypo Alpe-Adria Bank AD's Price-to-Tangible-Book falls into.


XBLB:KRLB-R-A
18GF Score
Hypo Alpe-Adria Bank AD XBLB:KRLB-R-A
Price-to-Tangible-Book is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hypo Alpe-Adria Bank AD Price-to-Tangible-Book Calculation

Hypo Alpe-Adria Bank AD's price-to-tangible-book ratio for today is calculated as:

Price to Tangible Book=Share Price/Tangible Book per Share (Q: Jun. 2026 )
=1.14/1.23
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about Price-to-Tangible-Book →
What does a Price-to-Tangible-Book of 0.93 mean?
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a Price-to-Tangible-Book of 0.93 as of Sep. 06, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Hypo Alpe-Adria Bank AD and its competitors.
Is Hypo Alpe-Adria Bank AD's Price-to-Tangible-Book too high?
Hypo Alpe-Adria Bank AD's current Price-to-Tangible-Book is 0.93. The Banks industry median Price-to-Tangible-Book is 1.20. Hypo Alpe-Adria Bank AD's value of 0.93 is 22.5% below this industry median. Overall, Hypo Alpe-Adria Bank AD has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Hypo Alpe-Adria Bank AD's Price-to-Tangible-Book compare to PNC and USB?
Hypo Alpe-Adria Bank AD's Price-to-Tangible-Book of 0.93 can be compared against companies in the Banks industry. The industry median Price-to-Tangible-Book is 1.20. Hypo Alpe-Adria Bank AD's value of 0.93 is 22.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hypo Alpe-Adria Bank AD's current Price-to-Tangible-Book of 0.93 is 22.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Hypo Alpe-Adria Bank AD and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypo Alpe-Adria Bank AD's current Price-to-Tangible-Book is 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypo Alpe-Adria Bank AD stock overvalued right now?
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a current Price-to-Tangible-Book of 0.93. The stock's GF Value™ is BAM1.31, compared to a current price of BAM1.14 — trading 13% below its estimated fair value. The current Price-to-Tangible-Book is 0.93 and 22.5% below the Banks industry median of 1.20. Hypo Alpe-Adria Bank AD's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A), the current Price-to-Tangible-Book is 0.93 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Hypo Alpe-Adria Bank AD stock appears to be undervalued. The current stock price of BAM1.14 is trading 13% below its estimated GF Value™ of BAM1.31.

Key valuation signals for XBLB:KRLB-R-A:

  • Price-to-Tangible-Book: 0.93
  • GF Value™: BAM1.31 vs. price of BAM1.14 (13% below fair value)
  • GF Score™: 18/100 with 3 warning signs
  • Industry Position: 22.5% below the Banks median

No single metric tells the full story. See the XBLB:KRLB-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hypo Alpe-Adria Bank AD Business Description

Address No. 13, Aleja Svetog Save Street, Banja Luka, BIH, 78000
Hypo Alpe-Adria Bank AD is a bank. It is engaged in providing financial products and services. The company's operating segment includes Consumer; SME Business; Mortgage; Large Corporates; Public Finance; and Corporate Center. It offers products and services including loans, leasing, savings, currency exchange, mobile banking, advisory services, deposits, and investment banking services. It generates the majority of its revenue from the Consumer segment.
18GF Score

Get the complete analysis for XBLB:KRLB-R-A

Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM1.14
Price
BAM1.31
GF Value