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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Hypo Alpe-Adria Bank AD's Median PS Value or its related term are showing as below:
XBLB:KRLB-R-A'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.94 Med: 0.94 Max: 0.94
Current: 0.94
During the past 13 years, the highest Price to Median PS Value of Hypo Alpe-Adria Bank AD was 0.94. The lowest was 0.94. And the median was 0.94.
XBLB:KRLB-R-A's Price-to-Median-PS-Value is not ranked
in the Banks industry.
Industry Median: 1.11
vs XBLB:KRLB-R-A: 0.94
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Hypo Alpe-Adria Bank AD's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
1.14
/
1.21
=
0.94
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypo Alpe-Adria Bank AD Median PS Value Related Terms
Hypo Alpe-Adria Bank AD Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:KRLB-R-A vs PNC, USB, NU: Median PS Value Comparison
For the Banks - Regional subindustry, Hypo Alpe-Adria Bank AD's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypo Alpe-Adria Bank AD Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Hypo Alpe-Adria Bank AD's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Hypo Alpe-Adria Bank AD's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.7626.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Hypo Alpe-Adria Bank AD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM0.438.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a Median PS Value of BAM1.21 as of Jul. 15, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Hypo Alpe-Adria Bank AD and its competitors. This is 29% above median its historical median of 0.94. Over the past decade, Hypo Alpe-Adria Bank AD's Median PS Value has ranged from 0.94 to 0.94.
Is Hypo Alpe-Adria Bank AD's Median PS Value too high?
Hypo Alpe-Adria Bank AD's current Median PS Value of BAM1.21 is 29% above median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 0.94. Overall, Hypo Alpe-Adria Bank AD has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Hypo Alpe-Adria Bank AD's Median PS Value compare to PNC and USB?
Hypo Alpe-Adria Bank AD's Median PS Value of BAM1.21 can be compared against companies in the Banks industry. The industry median Median PS Value is 1.11. Historically, Hypo Alpe-Adria Bank AD's own Median PS Value has ranged from 0.94 to 0.94 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,040 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Hypo Alpe-Adria Bank AD and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypo Alpe-Adria Bank AD's current Median PS Value is BAM1.21, which is 29% above median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypo Alpe-Adria Bank AD stock overvalued right now?
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a current Median PS Value of BAM1.21. The stock's GF Value™ is BAM1.31, compared to a current price of BAM1.14 — trading 13% below its estimated fair value. The current Median PS Value is BAM1.21, which is 29% above median its 10-year median of 0.94. Hypo Alpe-Adria Bank AD's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A), the current Median PS Value is BAM1.21 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Hypo Alpe-Adria Bank AD stock appears to be undervalued.
The current stock price of BAM1.14 is trading 13% below its estimated GF Value™ of BAM1.31.
Key valuation signals for XBLB:KRLB-R-A:
Median PS Value: BAM1.21 (29% above median its 10-year median of 0.94)
GF Value™: BAM1.31 vs. price of BAM1.14 (13% below fair value)
No single metric tells the full story. See the XBLB:KRLB-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypo Alpe-Adria Bank AD is a bank. It is engaged in providing financial products and services. The company's operating segment includes Consumer; SME Business; Mortgage; Large Corporates; Public Finance; and Corporate Center. It offers products and services including loans, leasing, savings, currency exchange, mobile banking, advisory services, deposits, and investment banking services. It generates the majority of its revenue from the Consumer segment.
18GF Score
Get the complete analysis for XBLB:KRLB-R-A
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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