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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Hypo Alpe-Adria Bank AD's Intrinsic Value: Projected FCF or its related term are showing as below:
XBLB:KRLB-R-A'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.28 Med: 0.66 Max: 1.23
Current: 0.45
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Hypo Alpe-Adria Bank AD was 1.23. The lowest was 0.28. And the median was 0.66.
XBLB:KRLB-R-A's Price-to-Projected-FCF is not ranked
in the Banks industry.
Industry Median: 0.59
vs XBLB:KRLB-R-A: 0.45
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Hypo Alpe-Adria Bank AD's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
1.14
/
2.5079626933813
=
0.45
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypo Alpe-Adria Bank AD Intrinsic Value: Projected FCF Related Terms
Hypo Alpe-Adria Bank AD Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Hypo Alpe-Adria Bank AD's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypo Alpe-Adria Bank AD Intrinsic Value: Projected FCF Chart
XBLB:KRLB-R-A vs PNC, USB, NU: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Hypo Alpe-Adria Bank AD's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypo Alpe-Adria Bank AD Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Hypo Alpe-Adria Bank AD's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Hypo Alpe-Adria Bank AD's Price-to-Projected-FCF falls into.
Hypo Alpe-Adria Bank AD Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of BAM2.51 mean?
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a Intrinsic Value: Projected FCF of BAM2.51 as of Aug. 21, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Hypo Alpe-Adria Bank AD and its competitors. This is 280% above median its historical median of 0.66. Over the past decade, Hypo Alpe-Adria Bank AD's Intrinsic Value: Projected FCF has ranged from 0.28 to 1.23.
Is Hypo Alpe-Adria Bank AD's Intrinsic Value: Projected FCF too high?
Hypo Alpe-Adria Bank AD's current Intrinsic Value: Projected FCF of BAM2.51 is 280% above median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 1.23. Overall, Hypo Alpe-Adria Bank AD has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Hypo Alpe-Adria Bank AD's Intrinsic Value: Projected FCF compare to PNC and USB?
Hypo Alpe-Adria Bank AD's Intrinsic Value: Projected FCF of BAM2.51 can be compared against companies in the Banks industry. The industry median Intrinsic Value: Projected FCF is 0.59. Historically, Hypo Alpe-Adria Bank AD's own Intrinsic Value: Projected FCF has ranged from 0.28 to 1.23 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.59, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Hypo Alpe-Adria Bank AD and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypo Alpe-Adria Bank AD's current Intrinsic Value: Projected FCF is BAM2.51, which is 280% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypo Alpe-Adria Bank AD stock overvalued right now?
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a current Intrinsic Value: Projected FCF of BAM2.51. The stock's GF Value™ is BAM1.31, compared to a current price of BAM1.14 — trading 13% below its estimated fair value. The current Intrinsic Value: Projected FCF is BAM2.51, which is 280% above median its 10-year median of 0.66. Hypo Alpe-Adria Bank AD's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A), the current Intrinsic Value: Projected FCF is BAM2.51 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Hypo Alpe-Adria Bank AD stock appears to be undervalued.
The current stock price of BAM1.14 is trading 13% below its estimated GF Value™ of BAM1.31.
Key valuation signals for XBLB:KRLB-R-A:
Intrinsic Value: Projected FCF: BAM2.51 (280% above median its 10-year median of 0.66)
GF Value™: BAM1.31 vs. price of BAM1.14 (13% below fair value)
No single metric tells the full story. See the XBLB:KRLB-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypo Alpe-Adria Bank AD is a bank. It is engaged in providing financial products and services. The company's operating segment includes Consumer; SME Business; Mortgage; Large Corporates; Public Finance; and Corporate Center. It offers products and services including loans, leasing, savings, currency exchange, mobile banking, advisory services, deposits, and investment banking services. It generates the majority of its revenue from the Consumer segment.
18GF Score
Get the complete analysis for XBLB:KRLB-R-A
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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