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During the past 12 months, First Bancorp of Indiana's average EPS without NRIGrowth Rate was -24.80% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -21.70% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -11.70% per year.
During the past 13 years, First Bancorp of Indiana's highest 3-Year average EPS without NRI Growth Rate was 115.10% per year. The lowest was -25.00% per year. And the median was 10.35% per year.
First Bancorp of Indiana (OTCPK:FBPI) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
First Bancorp of Indiana Earnings per Share (Diluted) Related Terms
First Bancorp of Indiana Earnings per Share (Diluted) Historical Data
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The historical data trend for First Bancorp of Indiana's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Bancorp of Indiana Earnings per Share (Diluted) Chart
FBPI vs CNAF, CAIB, CTYP: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, First Bancorp of Indiana's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Bancorp of Indiana PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, First Bancorp of Indiana's PE Ratio distribution charts can be found below:
* The bar in red indicates where First Bancorp of Indiana's PE Ratio falls into.
First Bancorp of Indiana Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
First Bancorp of Indiana's Earnings Per Share (Diluted) for the fiscal year that ended in Jun. 2025 is calculated as
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2025 was $0.69
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $0.69 mean?
First Bancorp of Indiana (FBPI) has a Earnings per Share (Diluted) of $0.69 as of Jun. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on First Bancorp of Indiana and its competitors. According to the industry distribution chart, First Bancorp of Indiana ranks #1320 out of 1413 companies in the Banks industry, placing it in the top 93.4%.
Is First Bancorp of Indiana's Earnings per Share (Diluted) too high?
First Bancorp of Indiana's current Earnings per Share (Diluted) is $0.69. The Banks industry median Earnings per Share (Diluted) is 7.30. First Bancorp of Indiana's value of $0.69 is 90.5% below this industry median. Based on the distribution chart, First Bancorp of Indiana ranks #1320 out of 1413 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Bancorp of Indiana has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bancorp of Indiana's Earnings per Share (Diluted) compare to CNAF and CAIB?
According to the Banks industry distribution chart, First Bancorp of Indiana ranks #1320 out of 1413 companies for Earnings per Share (Diluted). This places First Bancorp of Indiana in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. First Bancorp of Indiana's value of $0.69 is 90.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Bancorp of Indiana's current Earnings per Share (Diluted) of $0.69 is 90.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on First Bancorp of Indiana and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bancorp of Indiana's current Earnings per Share (Diluted) is $0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancorp of Indiana stock overvalued right now?
Based on GuruFocus' analysis, First Bancorp of Indiana (FBPI) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.77, compared to a current price of $14.37 — trading 12.6% above its estimated fair value. The current Earnings per Share (Diluted) is $0.69 and 90.5% below the Banks industry median of 7.30. First Bancorp of Indiana's overall GF Score™ is 49/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For First Bancorp of Indiana (FBPI), the current Earnings per Share (Diluted) is $0.69 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Bancorp of Indiana (FBPI) Overvalued in 2026?
Based on GuruFocus' analysis, First Bancorp of Indiana stock appears to be overvalued.
The current stock price of $14.37 is trading 12.6% above its estimated GF Value™ of $12.77.
GuruFocus considers First Bancorp of Indiana to be Modestly Overvalued.
Key valuation signals for FBPI:
Earnings per Share (Diluted): $0.69
GF Value™: $12.77 vs. price of $14.37 (12.6% above fair value)
Industry Position: 90.5% below the Banks median (#1320 of 1413)
No single metric tells the full story. See the FBPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Bancorp of Indiana Inc. is a bank holding company. The bank offers commercial, residential, and consumer banking services, including lending, deposits, and investment management through its subsidiary, across branches in Southwestern Indiana and Henderson, Kentucky. Its lending portfolio includes commercial and residential mortgages, secured and unsecured business loans, home equity lines, and consumer loans, with additional scrutiny for classified loans. Commercial one-to-four family mortgages are mainly secured by construction or investment properties, with repayment dependent on property sales, lease income, and local market conditions. The majority of its revenue comes from net interest income on lending and investments.
49GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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