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First Bancorp of IndianaFBPI 49 FCF Yield % is 9.22 as of Aug. 01, 2026, which is 59% above its 10-year median of 5.79. GuruFocus rates FBPI with a GF Score™ of 49/100 and a GF Value™ of $12.77 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,502 Banks companies, First Bancorp of Indiana ranks better than 57.06% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Bancorp of Indiana FCF Yield % Related Terms
First Bancorp of Indiana FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Bancorp of Indiana's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Bancorp of Indiana FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Bancorp of Indiana's FCF Yield % distribution charts can be found below:
* The bar in red indicates where First Bancorp of Indiana's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Bancorp of Indiana (FBPI) has a FCF Yield % of 9.22 as of Aug. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Bancorp of Indiana and its competitors. This is 59% above median its historical median of 5.79. Over the past decade, First Bancorp of Indiana's FCF Yield % has ranged from 0.21 to 14.31. According to the industry distribution chart, First Bancorp of Indiana ranks #645 out of 1502 companies in the Banks industry, placing it in the top 42.9%.
Is First Bancorp of Indiana's FCF Yield % too high?
First Bancorp of Indiana's current FCF Yield % of 9.22 is 59% above median its 10-year median of 5.79. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 14.31. The Banks industry median FCF Yield % is 7.90. First Bancorp of Indiana's value of 9.22 is 16.7% above this industry median. Based on the distribution chart, First Bancorp of Indiana ranks #645 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, First Bancorp of Indiana has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bancorp of Indiana's FCF Yield % compare to CNAF and CAIB?
According to the Banks industry distribution chart, First Bancorp of Indiana ranks #645 out of 1502 companies for FCF Yield %. This puts First Bancorp of Indiana in the upper half of its industry. The industry median FCF Yield % is 7.90. First Bancorp of Indiana's value of 9.22 is 16.7% above this benchmark. Historically, First Bancorp of Indiana's own FCF Yield % has ranged from 0.21 to 14.31 over the past decade. While the company's 10-year median is 5.79 vs. the industry median of 7.90, First Bancorp of Indiana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.90, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Bancorp of Indiana's current FCF Yield % of 9.22 is 16.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Bancorp of Indiana and its competitors. For the Banks industry, the median FCF Yield % is 7.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bancorp of Indiana's current FCF Yield % is 9.22, which is 59% above median its own 10-year median of 5.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancorp of Indiana stock overvalued right now?
Based on GuruFocus' analysis, First Bancorp of Indiana (FBPI) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.77, compared to a current price of $14.37 — trading 12.6% above its estimated fair value. The current FCF Yield % is 9.22, which is 59% above median its 10-year median of 5.79 and 16.7% above the Banks industry median of 7.90. First Bancorp of Indiana's overall GF Score™ is 49/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For First Bancorp of Indiana (FBPI), the current FCF Yield % is 9.22 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Bancorp of Indiana (FBPI) Overvalued in 2026?
Based on GuruFocus' analysis, First Bancorp of Indiana stock appears to be overvalued.
The current stock price of $14.37 is trading 12.6% above its estimated GF Value™ of $12.77.
GuruFocus considers First Bancorp of Indiana to be Modestly Overvalued.
Key valuation signals for FBPI:
FCF Yield %: 9.22 (59% above median its 10-year median of 5.79)
GF Value™: $12.77 vs. price of $14.37 (12.6% above fair value)
Industry Position: 16.7% above the Banks median (#645 of 1502)
No single metric tells the full story. See the FBPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Bancorp of Indiana Inc. is a bank holding company. The bank offers commercial, residential, and consumer banking services, including lending, deposits, and investment management through its subsidiary, across branches in Southwestern Indiana and Henderson, Kentucky. Its lending portfolio includes commercial and residential mortgages, secured and unsecured business loans, home equity lines, and consumer loans, with additional scrutiny for classified loans. Commercial one-to-four family mortgages are mainly secured by construction or investment properties, with repayment dependent on property sales, lease income, and local market conditions. The majority of its revenue comes from net interest income on lending and investments.
49GF Score
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