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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. First Bancorp of Indiana's Dividend Payout Ratio for the
months ended in Jun. 2025 was 0.00.
The historical rank and industry rank for First Bancorp of Indiana's Dividend Payout Ratio or its related term are showing as below:
During the past 13 years, the highest Dividend Payout Ratio of First Bancorp of Indiana was 2.74. The lowest was 0.29. And the median was 0.61.
FBPI's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32 * Ranked among companies with meaningful Dividend Payout Ratio only.
During the past 13 years, the highest Trailing Annual Dividend Yield of First Bancorp of Indiana was 6.96%. The lowest was 1.81%. And the median was 3.62%.
During the past 12 months, First Bancorp of Indiana's average Dividends Per Share Growth Rate was -100.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of First Bancorp of Indiana was 78.80% per year. The lowest was 0.00% per year. And the median was 1.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
First Bancorp of Indiana (OTCPK:FBPI) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
First Bancorp of Indiana Dividend Payout Ratio Related Terms
First Bancorp of Indiana Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for First Bancorp of Indiana's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Bancorp of Indiana Dividend Payout Ratio Chart
FBPI vs CNAF, CAIB, CTYP: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, First Bancorp of Indiana's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Bancorp of Indiana Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, First Bancorp of Indiana's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where First Bancorp of Indiana's Dividend Payout Ratio falls into.
First Bancorp of Indiana Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
First Bancorp of Indiana's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Bancorp of Indiana (FBPI) has a Dividend Payout Ratio of 0.00 as of Jun. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on First Bancorp of Indiana and its competitors. Over the past decade, First Bancorp of Indiana's Dividend Payout Ratio has ranged from 0.29 to 2.74. According to the industry distribution chart, First Bancorp of Indiana ranks #999999 out of 1173 companies in the Banks industry.
Is First Bancorp of Indiana's Dividend Payout Ratio too high?
First Bancorp of Indiana's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 2.74. Based on the distribution chart, First Bancorp of Indiana ranks #999999 out of 1173 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Bancorp of Indiana has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bancorp of Indiana's Dividend Payout Ratio compare to CNAF and CAIB?
According to the Banks industry distribution chart, First Bancorp of Indiana ranks #999999 out of 1173 companies for Dividend Payout Ratio. This places First Bancorp of Indiana in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, First Bancorp of Indiana's own Dividend Payout Ratio has ranged from 0.29 to 2.74 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on First Bancorp of Indiana and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bancorp of Indiana's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancorp of Indiana stock overvalued right now?
Based on GuruFocus' analysis, First Bancorp of Indiana (FBPI) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.77, compared to a current price of $14.37 — trading 12.6% above its estimated fair value. The current Dividend Payout Ratio is 0.00. First Bancorp of Indiana's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For First Bancorp of Indiana (FBPI), the current Dividend Payout Ratio is 0.00 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Bancorp of Indiana (FBPI) Overvalued in 2026?
Based on GuruFocus' analysis, First Bancorp of Indiana stock appears to be overvalued.
The current stock price of $14.37 is trading 12.6% above its estimated GF Value™ of $12.77.
GuruFocus considers First Bancorp of Indiana to be Modestly Overvalued.
Key valuation signals for FBPI:
Dividend Payout Ratio: 0.00
GF Value™: $12.77 vs. price of $14.37 (12.6% above fair value)
No single metric tells the full story. See the FBPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Bancorp of Indiana Inc. is a bank holding company. The bank offers commercial, residential, and consumer banking services, including lending, deposits, and investment management through its subsidiary, across branches in Southwestern Indiana and Henderson, Kentucky. Its lending portfolio includes commercial and residential mortgages, secured and unsecured business loans, home equity lines, and consumer loans, with additional scrutiny for classified loans. Commercial one-to-four family mortgages are mainly secured by construction or investment properties, with repayment dependent on property sales, lease income, and local market conditions. The majority of its revenue comes from net interest income on lending and investments.
50GF Score
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