FBPI (First Bancorp of Indiana) LT-Debt-to-Total-Asset: 0.13 (As of Jun. 2025)

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FBPI First Bancorp of Indiana Inc FBPI
50 GF Score
Price $14.37
GF Value $12.77
Valuation Modestly Overvalued
! 8 Warning Signs
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What is First Bancorp of Indiana LT-Debt-to-Total-Asset?

First Bancorp of Indiana FBPI 50 LT-Debt-to-Total-Asset is 0.13 as of Jun. 2025. GuruFocus rates FBPI with a GF Score™ of 50/100 and a GF Value™ of $12.77 (Modestly Overvalued). The stock has 8 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. First Bancorp of Indiana's long-term debt to total assests ratio for the quarter that ended in Jun. 2025 was 0.13.

First Bancorp of Indiana's long-term debt to total assets ratio declined from Jun. 2023 (0.21) to Jun. 2025 (0.13). It may suggest that First Bancorp of Indiana is progressively becoming less dependent on debt to grow their business.

First Bancorp of Indiana  (OTCPK:FBPI) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

First Bancorp of Indiana LT-Debt-to-Total-Asset Related Terms

First Bancorp of Indiana LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for First Bancorp of Indiana's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Bancorp of Indiana LT-Debt-to-Total-Asset Chart

First Bancorp of Indiana Annual Data
Trend Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.17 0.21 0.20 0.13

First Bancorp of Indiana Semi-Annual Data
Jun98 Jun99 Jun00 Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.17 0.21 0.20 0.13
FBPI
50GF Score
First Bancorp of Indiana Inc FBPI
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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First Bancorp of Indiana LT-Debt-to-Total-Asset Calculation

First Bancorp of Indiana's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )/Total Assets (A: Jun. 2025 )
=76.955/605.755
=0.13

First Bancorp of Indiana's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (Q: Jun. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2025 )/Total Assets (Q: Jun. 2025 )
=76.955/605.755
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.13 mean?
First Bancorp of Indiana (FBPI) has a LT-Debt-to-Total-Asset of 0.13 as of Jun. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on First Bancorp of Indiana and its competitors.
Is First Bancorp of Indiana's LT-Debt-to-Total-Asset too high?
First Bancorp of Indiana's current LT-Debt-to-Total-Asset is 0.13. Overall, First Bancorp of Indiana has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bancorp of Indiana's LT-Debt-to-Total-Asset compare to CNAF and CAIB?
First Bancorp of Indiana's LT-Debt-to-Total-Asset of 0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on First Bancorp of Indiana and its competitors. First Bancorp of Indiana's current LT-Debt-to-Total-Asset is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancorp of Indiana stock overvalued right now?
Based on GuruFocus' analysis, First Bancorp of Indiana (FBPI) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.77, compared to a current price of $14.37 — trading 12.6% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.13. First Bancorp of Indiana's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For First Bancorp of Indiana (FBPI), the current LT-Debt-to-Total-Asset is 0.13 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bancorp of Indiana (FBPI) Overvalued in 2026?

Based on GuruFocus' analysis, First Bancorp of Indiana stock appears to be overvalued. The current stock price of $14.37 is trading 12.6% above its estimated GF Value™ of $12.77. GuruFocus considers First Bancorp of Indiana to be Modestly Overvalued.

Key valuation signals for FBPI:

  • LT-Debt-to-Total-Asset: 0.13
  • GF Value™: $12.77 vs. price of $14.37 (12.6% above fair value)
  • GF Score™: 50/100 with 8 warning signs

No single metric tells the full story. See the FBPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Bancorp of Indiana Business Description

Address 5001 Davis Lant Drive, Evansville, IN, USA, 47715
First Bancorp of Indiana Inc. is a bank holding company. The bank offers commercial, residential, and consumer banking services, including lending, deposits, and investment management through its subsidiary, across branches in Southwestern Indiana and Henderson, Kentucky. Its lending portfolio includes commercial and residential mortgages, secured and unsecured business loans, home equity lines, and consumer loans, with additional scrutiny for classified loans. Commercial one-to-four family mortgages are mainly secured by construction or investment properties, with repayment dependent on property sales, lease income, and local market conditions. The majority of its revenue comes from net interest income on lending and investments.
50GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.37
Price
$12.77
GF Value