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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
First Bancorp of IndianaFBPI 50 Shareholder Yield % is 221.79% as of Jun. 2025, which is 4918% above its 10-year median of 4.42. GuruFocus rates FBPI with a GF Score™ of 50/100 and a GF Value™ of $12.77 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,501 Banks companies, First Bancorp of Indiana ranks better than 99.4% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, First Bancorp of Indiana's Shareholder Yield % was 221.79%.
First Bancorp of Indiana (OTCPK:FBPI) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
First Bancorp of Indiana Shareholder Yield % Related Terms
First Bancorp of Indiana Shareholder Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Bancorp of Indiana Shareholder Yield % Chart
FBPI vs CNAF, CAIB, CTYP: Shareholder Yield % Comparison
For the Banks - Regional subindustry, First Bancorp of Indiana's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Bancorp of Indiana Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Bancorp of Indiana's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where First Bancorp of Indiana's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
First Bancorp of Indiana (FBPI) has a Shareholder Yield % of 221.79% as of Jun. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Bancorp of Indiana and its competitors. This is 4918% above median its historical median of 4.42. According to the industry distribution chart, First Bancorp of Indiana ranks #9 out of 1501 companies in the Banks industry, placing it in the top 0.59999999999999%.
Is First Bancorp of Indiana's Shareholder Yield % too high?
First Bancorp of Indiana's current Shareholder Yield % of 221.79% is 4918% above median its 10-year median of 4.42. The Banks industry median Shareholder Yield % is 1.51. First Bancorp of Indiana's value of 221.79% is 14588.1% above this industry median. Based on the distribution chart, First Bancorp of Indiana ranks #9 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Bancorp of Indiana has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bancorp of Indiana's Shareholder Yield % compare to CNAF and CAIB?
According to the Banks industry distribution chart, First Bancorp of Indiana ranks #9 out of 1501 companies for Shareholder Yield %. This places First Bancorp of Indiana in the top 1% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.51. First Bancorp of Indiana's value of 221.79% is 14588.1% above this benchmark. While the company's 10-year median is 4.42 vs. the industry median of 1.51, First Bancorp of Indiana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.51, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Bancorp of Indiana's current Shareholder Yield % of 221.79% is 14588.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Bancorp of Indiana and its competitors. For the Banks industry, the median Shareholder Yield % is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bancorp of Indiana's current Shareholder Yield % is 221.79%, which is 4918% above median its own 10-year median of 4.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancorp of Indiana stock overvalued right now?
Based on GuruFocus' analysis, First Bancorp of Indiana (FBPI) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.77, compared to a current price of $14.37 — trading 12.6% above its estimated fair value. The current Shareholder Yield % is 221.79%, which is 4918% above median its 10-year median of 4.42 and 14588.1% above the Banks industry median of 1.51. First Bancorp of Indiana's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For First Bancorp of Indiana (FBPI), the current Shareholder Yield % is 221.79% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Bancorp of Indiana (FBPI) Overvalued in 2026?
Based on GuruFocus' analysis, First Bancorp of Indiana stock appears to be overvalued.
The current stock price of $14.37 is trading 12.6% above its estimated GF Value™ of $12.77.
GuruFocus considers First Bancorp of Indiana to be Modestly Overvalued.
Key valuation signals for FBPI:
Shareholder Yield %: 221.79% (4918% above median its 10-year median of 4.42)
GF Value™: $12.77 vs. price of $14.37 (12.6% above fair value)
Industry Position: 14588.1% above the Banks median (#9 of 1501)
No single metric tells the full story. See the FBPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Bancorp of Indiana Inc. is a bank holding company. The bank offers commercial, residential, and consumer banking services, including lending, deposits, and investment management through its subsidiary, across branches in Southwestern Indiana and Henderson, Kentucky. Its lending portfolio includes commercial and residential mortgages, secured and unsecured business loans, home equity lines, and consumer loans, with additional scrutiny for classified loans. Commercial one-to-four family mortgages are mainly secured by construction or investment properties, with repayment dependent on property sales, lease income, and local market conditions. The majority of its revenue comes from net interest income on lending and investments.
50GF Score
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