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First Bancorp of IndianaFBPI 50 PS Ratio is 1.33 as of Aug. 01, 2026, which is 17% below its 10-year median of 1.61. GuruFocus rates FBPI with a GF Score™ of 50/100 and a GF Value™ of $12.77 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,516 Banks companies, First Bancorp of Indiana ranks better than 87.2% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, First Bancorp of Indiana's share price is $14.373.
First Bancorp of Indiana's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2025 was $10.81. Hence, First Bancorp of Indiana's PS Ratio for today is 1.33.
Warning Sign:
First Bancorp of Indiana Inc stock PS Ratio (=1.31) is close to 3-year high of 1.43.
The historical rank and industry rank for First Bancorp of Indiana's PS Ratio or its related term are showing as below:
FBPI'
s PS Ratio Range Over the Past 10 Years
Min: 0.83 Med: 1.61 Max: 2.5
Current: 1.33
During the past 13 years, First Bancorp of Indiana's highest PS Ratio was 2.50. The lowest was 0.83. And the median was 1.61.
FBPI's PS Ratio is ranked better than 87.2% of 1516
companies
in the Banks industry
Industry Median: 3.06
vs FBPI: 1.33
First Bancorp of Indiana Inc revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of First Bancorp of Indiana was -2.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 1.30% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 2.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 9.40% per year.
During the past 13 years, First Bancorp of Indiana's highest 3-Year average Revenue per Share Growth Rate was 138.60% per year. The lowest was -1.40% per year. And the median was 11.50% per year.
First Bancorp of Indiana (OTCPK:FBPI) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Bancorp of Indiana's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Bancorp of Indiana PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, First Bancorp of Indiana's PS Ratio distribution charts can be found below:
* The bar in red indicates where First Bancorp of Indiana's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
First Bancorp of Indiana's Share Price of today is $14.373.
For company reported annually, GuruFocus uses latest annual data as the TTM data. First Bancorp of Indiana's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2025 was $10.81.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
First Bancorp of Indiana (FBPI) has a PS Ratio of 1.33 as of Aug. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First Bancorp of Indiana and its competitors. This is 17% below median its historical median of 1.61. Over the past decade, First Bancorp of Indiana's PS Ratio has ranged from 0.83 to 2.50. According to the industry distribution chart, First Bancorp of Indiana ranks #194 out of 1516 companies in the Banks industry, placing it in the top 12.8%.
Is First Bancorp of Indiana's PS Ratio too high?
First Bancorp of Indiana's current PS Ratio of 1.33 is 17% below median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 0.83 to a high of 2.50. The Banks industry median PS Ratio is 3.06. First Bancorp of Indiana's value of 1.33 is 56.5% below this industry median. Based on the distribution chart, First Bancorp of Indiana ranks #194 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Bancorp of Indiana has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bancorp of Indiana's PS Ratio compare to CNAF and CAIB?
According to the Banks industry distribution chart, First Bancorp of Indiana ranks #194 out of 1516 companies for PS Ratio. This places First Bancorp of Indiana in the top 13% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.06. First Bancorp of Indiana's value of 1.33 is 56.5% below this benchmark. Historically, First Bancorp of Indiana's own PS Ratio has ranged from 0.83 to 2.50 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 3.06, First Bancorp of Indiana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Bancorp of Indiana's current PS Ratio of 1.33 is 56.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First Bancorp of Indiana and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bancorp of Indiana's current PS Ratio is 1.33, which is 17% below median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancorp of Indiana stock overvalued right now?
Based on GuruFocus' analysis, First Bancorp of Indiana (FBPI) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.77, compared to a current price of $14.37 — trading 12.6% above its estimated fair value. The current PS Ratio is 1.33, which is 17% below median its 10-year median of 1.61 and 56.5% below the Banks industry median of 3.06. First Bancorp of Indiana's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For First Bancorp of Indiana (FBPI), the current PS Ratio is 1.33 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Bancorp of Indiana (FBPI) Overvalued in 2026?
Based on GuruFocus' analysis, First Bancorp of Indiana stock appears to be overvalued.
The current stock price of $14.37 is trading 12.6% above its estimated GF Value™ of $12.77.
GuruFocus considers First Bancorp of Indiana to be Modestly Overvalued.
Key valuation signals for FBPI:
PS Ratio: 1.33 (17% below median its 10-year median of 1.61)
GF Value™: $12.77 vs. price of $14.37 (12.6% above fair value)
Industry Position: 56.5% below the Banks median (#194 of 1516)
No single metric tells the full story. See the FBPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Bancorp of Indiana Inc. is a bank holding company. The bank offers commercial, residential, and consumer banking services, including lending, deposits, and investment management through its subsidiary, across branches in Southwestern Indiana and Henderson, Kentucky. Its lending portfolio includes commercial and residential mortgages, secured and unsecured business loans, home equity lines, and consumer loans, with additional scrutiny for classified loans. Commercial one-to-four family mortgages are mainly secured by construction or investment properties, with repayment dependent on property sales, lease income, and local market conditions. The majority of its revenue comes from net interest income on lending and investments.
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