FBPI (First Bancorp of Indiana) ROC (Joel Greenblatt) %: % (As of Jun. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FBPI First Bancorp of Indiana Inc FBPI
49 GF Score
Price $14.37
GF Value $12.77
Valuation Modestly Overvalued
! 8 Warning Signs
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What is First Bancorp of Indiana ROC (Joel Greenblatt) %?

First Bancorp of Indiana FBPI 49 ROC (Joel Greenblatt) % is % as of Jun. 2025. GuruFocus rates FBPI with a GF Score™ of 49/100 and a GF Value™ of $12.77 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 46 Banks companies, First Bancorp of Indiana ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FBPI
49GF Score
First Bancorp of Indiana Inc FBPI
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
First Bancorp of Indiana (FBPI) has a ROC (Joel Greenblatt) % of % as of Jun. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on First Bancorp of Indiana and its competitors. According to the industry distribution chart, First Bancorp of Indiana ranks #999999 out of 46 companies in the Banks industry.
Is First Bancorp of Indiana's ROC (Joel Greenblatt) % too high?
First Bancorp of Indiana's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, First Bancorp of Indiana ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Bancorp of Indiana has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Bancorp of Indiana's ROC (Joel Greenblatt) % compare to CNAF and CAIB?
According to the Banks industry distribution chart, First Bancorp of Indiana ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places First Bancorp of Indiana in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on First Bancorp of Indiana and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Bancorp of Indiana's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Bancorp of Indiana stock overvalued right now?
Based on GuruFocus' analysis, First Bancorp of Indiana (FBPI) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.77, compared to a current price of $14.37 — trading 12.6% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. First Bancorp of Indiana's overall GF Score™ is 49/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For First Bancorp of Indiana (FBPI), the current ROC (Joel Greenblatt) % is % as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Bancorp of Indiana (FBPI) Overvalued in 2026?

Based on GuruFocus' analysis, First Bancorp of Indiana stock appears to be overvalued. The current stock price of $14.37 is trading 12.6% above its estimated GF Value™ of $12.77. GuruFocus considers First Bancorp of Indiana to be Modestly Overvalued.

Key valuation signals for FBPI:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $12.77 vs. price of $14.37 (12.6% above fair value)
  • GF Score™: 49/100 with 8 warning signs

No single metric tells the full story. See the FBPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Bancorp of Indiana Business Description

Address 5001 Davis Lant Drive, Evansville, IN, USA, 47715
First Bancorp of Indiana Inc. is a bank holding company. The bank offers commercial, residential, and consumer banking services, including lending, deposits, and investment management through its subsidiary, across branches in Southwestern Indiana and Henderson, Kentucky. Its lending portfolio includes commercial and residential mortgages, secured and unsecured business loans, home equity lines, and consumer loans, with additional scrutiny for classified loans. Commercial one-to-four family mortgages are mainly secured by construction or investment properties, with repayment dependent on property sales, lease income, and local market conditions. The majority of its revenue comes from net interest income on lending and investments.
49GF Score

Get the complete analysis for FBPI

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.37
Price
$12.77
GF Value