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During the past 12 months, Security National Financial's average EPS without NRIGrowth Rate was 27.10% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 7.50% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -11.70% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 8.50% per year.
During the past 13 years, Security National Financial's highest 3-Year average EPS without NRI Growth Rate was 88.80% per year. The lowest was -46.20% per year. And the median was 7.50% per year.
Security National Financial (NAS:SNFCA) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Security National Financial Earnings per Share (Diluted) Related Terms
Security National Financial Earnings per Share (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security National Financial Earnings per Share (Diluted) Chart
SNFCA vs CIA, UTGN, KCLI: Earnings per Share (Diluted) Comparison
For the Insurance - Life subindustry, Security National Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security National Financial PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Security National Financial's PE Ratio distribution charts can be found below:
* The bar in red indicates where Security National Financial's PE Ratio falls into.
Security National Financial Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Security National Financial's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.39
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $1.39 mean?
Security National Financial (SNFCA) has a Earnings per Share (Diluted) of $1.39 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Security National Financial and its competitors. According to the industry distribution chart, Security National Financial ranks #264 out of 398 companies in the Insurance industry, placing it in the top 66.3%.
Is Security National Financial's Earnings per Share (Diluted) too high?
Security National Financial's current Earnings per Share (Diluted) is $1.39. The Insurance industry median Earnings per Share (Diluted) is 16.55. Security National Financial's value of $1.39 is 91.6% below this industry median. Based on the distribution chart, Security National Financial ranks #264 out of 398 companies in the Insurance industry, which is below the industry midpoint. Overall, Security National Financial has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Security National Financial's Earnings per Share (Diluted) compare to CIA and UTGN?
According to the Insurance industry distribution chart, Security National Financial ranks #264 out of 398 companies for Earnings per Share (Diluted). This places Security National Financial in the lower half of its industry. The industry median Earnings per Share (Diluted) is 16.55. Security National Financial's value of $1.39 is 91.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.55, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security National Financial's current Earnings per Share (Diluted) of $1.39 is 91.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Security National Financial and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security National Financial's current Earnings per Share (Diluted) is $1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security National Financial stock overvalued right now?
Based on GuruFocus' analysis, Security National Financial (SNFCA) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.55, compared to a current price of $8.74 — trading 17.2% below its estimated fair value. The current Earnings per Share (Diluted) is $1.39 and 91.6% below the Insurance industry median of 16.55. Security National Financial's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Security National Financial (SNFCA), the current Earnings per Share (Diluted) is $1.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security National Financial (SNFCA) Overvalued in 2026?
Based on GuruFocus' analysis, Security National Financial stock appears to be undervalued.
The current stock price of $8.74 is trading 17.2% below its estimated GF Value™ of $10.55.
GuruFocus considers Security National Financial to be Modestly Undervalued.
Key valuation signals for SNFCA:
Earnings per Share (Diluted): $1.39
GF Value™: $10.55 vs. price of $8.74 (17.2% below fair value)
Industry Position: 91.6% below the Insurance median (#264 of 398)
No single metric tells the full story. See the SNFCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security National Financial Corp is a holding company providing insurance services. The company operates in three reportable business segments: Life insurance, Cemetery and Mortuary, and Mortgages. The life insurance segment sells and services selected lines of life insurance, annuity products, and accident and health insurance. The cemetery and mortuary segment engages in pre-need selling of funeral, cemetery, mortuary, and cremation services through its cemetery and mortuary locations. The mortgage segment originates and underwrites or otherwise purchases residential and commercial loans for new construction, existing homes, and other real estate projects. It derives the majority of revenue from Life Insurance segment.
69GF Score
Get the complete analysis for SNFCA
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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