SNFCA (Security National Financial) ROE % Adjusted to Book Value: 11.55% (As of Mar. 2026)


SNFCA Security National Financial Corp SNFCA
66 GF Score
Price $9.73
GF Value $10.52
Valuation Fairly Valued
! 3 Warning Signs
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What is Security National Financial ROE % Adjusted to Book Value?

Security National Financial SNFCA +1.51% 66 ROE % Adjusted to Book Value is 11.55% as of Mar. 2026. GuruFocus rates SNFCA with a GF Score™ of 66/100 and a GF Value™ of $10.52 (Fairly Valued). The stock has 3 warning signs investors should review.

Security National Financial's ROE % for the quarter that ended in Mar. 2026 was 6.70%. Security National Financial's PB Ratio for the quarter that ended in Mar. 2026 was 0.58. Security National Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.55%.


Security National Financial ROE % Adjusted to Book Value Related Terms


Security National Financial ROE % Adjusted to Book Value Historical Data

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The historical data trend for Security National Financial's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security National Financial ROE % Adjusted to Book Value Chart

Security National Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.61 16.67 7.26 10.88 14.25

Security National Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.19 10.31 14.00 24.40 11.55

SNFCA vs CIA, KCLI, UTGN: ROE % Adjusted to Book Value Comparison

For the Insurance - Life subindustry, Security National Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Security National Financial ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Security National Financial's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Security National Financial's ROE % Adjusted to Book Value falls into.


SNFCA
66GF Score
Security National Financial Corp SNFCA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Security National Financial ROE % Adjusted to Book Value Calculation

Security National Financial's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.12% / 0.57
=14.25%

Security National Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.70% / 0.58
=11.55%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.55% mean?
Security National Financial (SNFCA) has a ROE % Adjusted to Book Value of 11.55% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Security National Financial and its competitors.
Is Security National Financial's ROE % Adjusted to Book Value too high?
Security National Financial's current ROE % Adjusted to Book Value is 11.55%. Overall, Security National Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Security National Financial's ROE % Adjusted to Book Value compare to CIA and KCLI?
Security National Financial's ROE % Adjusted to Book Value of 11.55% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Security National Financial and its competitors. Security National Financial's current ROE % Adjusted to Book Value is 11.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security National Financial stock overvalued right now?
Based on GuruFocus' analysis, Security National Financial (SNFCA) is currently considered Fairly Valued. The stock's GF Value™ is $10.52, compared to a current price of $9.73 — trading 7.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 11.55%. Security National Financial's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Security National Financial (SNFCA), the current ROE % Adjusted to Book Value is 11.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security National Financial (SNFCA) Overvalued in 2026?

Based on GuruFocus' analysis, Security National Financial stock appears to be undervalued. The current stock price of $9.73 is trading 7.6% below its estimated GF Value™ of $10.52. GuruFocus considers Security National Financial to be Fairly Valued.

Key valuation signals for SNFCA:

  • ROE % Adjusted to Book Value: 11.55%
  • GF Value™: $10.52 vs. price of $9.73 (7.6% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the SNFCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Security National Financial Business Description

Address 433 West Ascension Way, Salt Lake City, UT, USA, 84123
Security National Financial Corp is a holding company providing insurance services. The company operates in three reportable business segments: Life insurance, Cemetery and Mortuary, and Mortgages. The life insurance segment sells and services selected lines of life insurance, annuity products, and accident and health insurance. The cemetery and mortuary segment engages in pre-need selling of funeral, cemetery, mortuary, and cremation services through its cemetery and mortuary locations. The mortgage segment originates and underwrites or otherwise purchases residential and commercial loans for new construction, existing homes, and other real estate projects. It derives the majority of revenue from Life Insurance segment.
66GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.73
Price
$10.52
GF Value