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Security National FinancialSNFCA +0.65%66 Earnings Yield (Joel Greenblatt) % is 24.81% as of Jun. 2026, which is 39% above its 10-year median of 17.87. GuruFocus rates SNFCA with a GF Score™ of 66/100 and a GF Value™ of $10.18 (Fairly Valued). The stock has 4 warning signs investors should review. Among 512 Insurance companies, Security National Financial ranks better than 89.65% on this metric.
Security National Financial's Enterprise Value for the quarter that ended in Jun. 2026 was $211.1 Mil.
Security National Financial's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $52.4 Mil. Security National Financial's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 24.81%.
The historical rank and industry rank for Security National Financial's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
SNFCA'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 6.21 Med: 17.87 Max: 36.64
Current: 26.32
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Security National Financial was 36.64%. The lowest was 6.21%. And the median was 17.87%.
SNFCA's Earnings Yield (Joel Greenblatt) % is ranked better than 89.65% of 512
companies
in the Insurance industry
Industry Median: 7.115
vs SNFCA: 26.32
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Security National Financial's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 25.57%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Security National Financial (NAS:SNFCA) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Security National Financial Earnings Yield (Joel Greenblatt) % Related Terms
Security National Financial Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Security National Financial's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security National Financial Earnings Yield (Joel Greenblatt) % Chart
For the Insurance - Life subindustry, Security National Financial's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security National Financial Earnings Yield (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Security National Financial's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Security National Financial's Earnings Yield (Joel Greenblatt) % falls into.
Security National Financial Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Security National Financials Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Security National Financial's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $52.4 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 24.81% mean?
Security National Financial (SNFCA) has a Earnings Yield (Joel Greenblatt) % of 24.81% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Security National Financial and its competitors. This is 39% above median its historical median of 17.87. Over the past decade, Security National Financial's Earnings Yield (Joel Greenblatt) % has ranged from 6.21 to 36.64. According to the industry distribution chart, Security National Financial ranks #53 out of 512 companies in the Insurance industry, placing it in the top 10.4%.
Is Security National Financial's Earnings Yield (Joel Greenblatt) % too high?
Security National Financial's current Earnings Yield (Joel Greenblatt) % of 24.81% is 39% above median its 10-year median of 17.87. Over the past 10 years, this metric has ranged from a low of 6.21 to a high of 36.64. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 7.12. Security National Financial's value of 24.81% is 248.7% above this industry median. Based on the distribution chart, Security National Financial ranks #53 out of 512 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Security National Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Security National Financial's Earnings Yield (Joel Greenblatt) % compare to CIA and UTGN?
According to the Insurance industry distribution chart, Security National Financial ranks #53 out of 512 companies for Earnings Yield (Joel Greenblatt) %. This places Security National Financial in the top 10% of its industry — outperforming the majority of peers. The industry median Earnings Yield (Joel Greenblatt) % is 7.12. Security National Financial's value of 24.81% is 248.7% above this benchmark. Historically, Security National Financial's own Earnings Yield (Joel Greenblatt) % has ranged from 6.21 to 36.64 over the past decade. While the company's 10-year median is 17.87 vs. the industry median of 7.12, Security National Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.12, based on 512 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security National Financial's current Earnings Yield (Joel Greenblatt) % of 24.81% is 248.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Security National Financial and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security National Financial's current Earnings Yield (Joel Greenblatt) % is 24.81%, which is 39% above median its own 10-year median of 17.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security National Financial stock overvalued right now?
Based on GuruFocus' analysis, Security National Financial (SNFCA) is currently considered Fairly Valued. The stock's GF Value™ is $10.18, compared to a current price of $9.24 — trading 9.2% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 24.81%, which is 39% above median its 10-year median of 17.87 and 248.7% above the Insurance industry median of 7.12. Security National Financial's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Security National Financial (SNFCA), the current Earnings Yield (Joel Greenblatt) % is 24.81% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security National Financial (SNFCA) Overvalued in 2026?
Based on GuruFocus' analysis, Security National Financial stock appears to be undervalued.
The current stock price of $9.24 is trading 9.2% below its estimated GF Value™ of $10.18.
GuruFocus considers Security National Financial to be Fairly Valued.
Key valuation signals for SNFCA:
Earnings Yield (Joel Greenblatt) %: 24.81% (39% above median its 10-year median of 17.87)
GF Value™: $10.18 vs. price of $9.24 (9.2% below fair value)
Industry Position: 248.7% above the Insurance median (#53 of 512)
No single metric tells the full story. See the SNFCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security National Financial Corp is a holding company providing insurance services. The company operates in three reportable business segments: Life insurance, Cemetery and Mortuary, and Mortgages. The life insurance segment sells and services selected lines of life insurance, annuity products, and accident and health insurance. The cemetery and mortuary segment engages in pre-need selling of funeral, cemetery, mortuary, and cremation services through its cemetery and mortuary locations. The mortgage segment originates and underwrites or otherwise purchases residential and commercial loans for new construction, existing homes, and other real estate projects. It derives the majority of revenue from Life Insurance segment.
66GF Score
Get the complete analysis for SNFCA
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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