Security National FinancialSNFCA +0.73%66 EBITDA Margin % is 13.30% as of Mar. 2026, which is 12% below its 10-year median of 15.18. GuruFocus rates SNFCA with a GF Score™ of 66/100 and a GF Value™ of $10.52 (Fairly Valued). The stock has 3 warning signs investors should review. Among 371 Insurance companies, Security National Financial ranks better than 50.4% on this metric.
Security National Financial (NAS:SNFCA) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Security National Financial EBITDA Margin % Related Terms
Security National Financial EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SNFCA vs CIA, KCLI, UTGN: EBITDA Margin % Comparison
For the Insurance - Life subindustry, Security National Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security National Financial EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Security National Financial's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Security National Financial's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security National Financial (SNFCA) has a EBITDA Margin % of 13.30% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Security National Financial and its competitors. This is 12% below median its historical median of 15.18. Over the past decade, Security National Financial's EBITDA Margin % has ranged from 8.46 to 20.21. According to the industry distribution chart, Security National Financial ranks #184 out of 371 companies in the Insurance industry, placing it in the top 49.6%.
Is Security National Financial's EBITDA Margin % too high?
Security National Financial's current EBITDA Margin % of 13.30% is 12% below median its 10-year median of 15.18. Over the past 10 years, this metric has ranged from a low of 8.46 to a high of 20.21. The Insurance industry median EBITDA Margin % is 14.91. Security National Financial's value of 13.30% is 10.8% below this industry median. Based on the distribution chart, Security National Financial ranks #184 out of 371 companies in the Insurance industry, which is above the industry midpoint. Overall, Security National Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Security National Financial's EBITDA Margin % compare to CIA and KCLI?
According to the Insurance industry distribution chart, Security National Financial ranks #184 out of 371 companies for EBITDA Margin %. This puts Security National Financial in the upper half of its industry. The industry median EBITDA Margin % is 14.91. Security National Financial's value of 13.30% is 10.8% below this benchmark. Historically, Security National Financial's own EBITDA Margin % has ranged from 8.46 to 20.21 over the past decade. While the company's 10-year median is 15.18 vs. the industry median of 14.91, Security National Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.91, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security National Financial's current EBITDA Margin % of 13.30% is 10.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Security National Financial and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security National Financial's current EBITDA Margin % is 13.30%, which is 12% below median its own 10-year median of 15.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security National Financial stock overvalued right now?
Based on GuruFocus' analysis, Security National Financial (SNFCA) is currently considered Fairly Valued. The stock's GF Value™ is $10.52, compared to a current price of $9.64 — trading 8.4% below its estimated fair value. The current EBITDA Margin % is 13.30%, which is 12% below median its 10-year median of 15.18 and 10.8% below the Insurance industry median of 14.91. Security National Financial's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Security National Financial (SNFCA), the current EBITDA Margin % is 13.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security National Financial (SNFCA) Overvalued in 2026?
Based on GuruFocus' analysis, Security National Financial stock appears to be undervalued.
The current stock price of $9.64 is trading 8.4% below its estimated GF Value™ of $10.52.
GuruFocus considers Security National Financial to be Fairly Valued.
Key valuation signals for SNFCA:
EBITDA Margin %: 13.30% (12% below median its 10-year median of 15.18)
GF Value™: $10.52 vs. price of $9.64 (8.4% below fair value)
Industry Position: 10.8% below the Insurance median (#184 of 371)
No single metric tells the full story. See the SNFCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security National Financial Corp is a holding company providing insurance services. The company operates in three reportable business segments: Life insurance, Cemetery and Mortuary, and Mortgages. The life insurance segment sells and services selected lines of life insurance, annuity products, and accident and health insurance. The cemetery and mortuary segment engages in pre-need selling of funeral, cemetery, mortuary, and cremation services through its cemetery and mortuary locations. The mortgage segment originates and underwrites or otherwise purchases residential and commercial loans for new construction, existing homes, and other real estate projects. It derives the majority of revenue from Life Insurance segment.
66GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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