SNFCA (Security National Financial) EBIT: $49.3 Mil (TTM As of Mar. 2026)


SNFCA Security National Financial Corp SNFCA
66 GF Score
Price $9.66
GF Value $10.52
Valuation Fairly Valued
! 3 Warning Signs
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What is Security National Financial EBIT?

Security National Financial SNFCA +0.84% 66 EBIT is $49.3 Mil as of Mar. 2026. GuruFocus rates SNFCA with a GF Score™ of 66/100 and a GF Value™ of $10.52 (Fairly Valued). The stock has 3 warning signs investors should review.

Security National Financial's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was $10.0 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was $49.3 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Security National Financial's annualized ROC % for the quarter that ended in Mar. 2026 was 2.19%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Security National Financial's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 23.45%.


Security National Financial  (NAS:SNFCA) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Security National Financial's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=40.196 * ( 1 - 22.66% )/( (1433.67545 + 1400.493)/ 2 )
=31.0875864/1417.084225
=2.19 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1561.845 - 30.071 - ( 102.257 - 5% * 83.169 )
=1433.67545

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1580.784 - 34.166 - ( 150.12 - 5% * 79.9 )
=1400.493

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Security National Financial's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=49.287/210.166
=23.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Security National Financial EBIT Related Terms


Security National Financial EBIT Historical Data

* Premium members only.

The historical data trend for Security National Financial's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security National Financial EBIT Chart

Security National Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 58.93 42.21 21.17 41.63 45.93

Security National Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.37 9.63 11.22 18.39 10.05

SNFCA vs CIA, KCLI, UTGN: EBIT Comparison

For the Insurance - Life subindustry, Security National Financial's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Security National Financial EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Security National Financial's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Security National Financial's EV-to-EBIT falls into.


SNFCA
66GF Score
Security National Financial Corp SNFCA
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Security National Financial EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $49.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $49.3 Mil mean?
Security National Financial (SNFCA) has a EBIT of $49.3 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Security National Financial.
Is Security National Financial's EBIT too high?
Security National Financial's current EBIT is $49.3 Mil. Overall, Security National Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Security National Financial's EBIT compare to CIA and KCLI?
Security National Financial's EBIT of $49.3 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Security National Financial. Security National Financial's current EBIT is $49.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security National Financial stock overvalued right now?
Based on GuruFocus' analysis, Security National Financial (SNFCA) is currently considered Fairly Valued. The stock's GF Value™ is $10.52, compared to a current price of $9.66 — trading 8.2% below its estimated fair value. The current EBIT is $49.3 Mil. Security National Financial's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Security National Financial (SNFCA), the current EBIT is $49.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security National Financial (SNFCA) Overvalued in 2026?

Based on GuruFocus' analysis, Security National Financial stock appears to be undervalued. The current stock price of $9.66 is trading 8.2% below its estimated GF Value™ of $10.52. GuruFocus considers Security National Financial to be Fairly Valued.

Key valuation signals for SNFCA:

  • EBIT: $49.3 Mil
  • GF Value™: $10.52 vs. price of $9.66 (8.2% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the SNFCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Security National Financial Business Description

Address 433 West Ascension Way, Salt Lake City, UT, USA, 84123
Security National Financial Corp is a holding company providing insurance services. The company operates in three reportable business segments: Life insurance, Cemetery and Mortuary, and Mortgages. The life insurance segment sells and services selected lines of life insurance, annuity products, and accident and health insurance. The cemetery and mortuary segment engages in pre-need selling of funeral, cemetery, mortuary, and cremation services through its cemetery and mortuary locations. The mortgage segment originates and underwrites or otherwise purchases residential and commercial loans for new construction, existing homes, and other real estate projects. It derives the majority of revenue from Life Insurance segment.
66GF Score

Get the complete analysis for SNFCA

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.66
Price
$10.52
GF Value