Security National FinancialSNFCA +0.73%66 Median PS Value is $5.04 as of Jun. 25, 2026, which is 303% above its 10-year median of 1.25. GuruFocus rates SNFCA with a GF Score™ of 66/100 and a GF Value™ of $10.52 (Fairly Valued). The stock has 3 warning signs investors should review. Among 344 Insurance companies, Security National Financial ranks worse than 85.76% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Security National Financial's Median PS Value or its related term are showing as below:
SNFCA'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.86 Med: 1.25 Max: 2.42
Current: 1.91
During the past 13 years, the highest Price to Median PS Value of Security National Financial was 2.42. The lowest was 0.86. And the median was 1.25.
SNFCA's Price-to-Median-PS-Value is ranked worse than 85.76% of 344
companies
in the Insurance industry
Industry Median: 0.99
vs SNFCA: 1.91
Security National Financial (NAS:SNFCA) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Security National Financial's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
9.636
/
5.04
=
1.91
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security National Financial Median PS Value Related Terms
Security National Financial Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SNFCA vs CIA, KCLI, UTGN: Median PS Value Comparison
For the Insurance - Life subindustry, Security National Financial's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security National Financial Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Security National Financial's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Security National Financial's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.3744.
Security National Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.46.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security National Financial (SNFCA) has a Median PS Value of $5.04 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Security National Financial and its competitors. This is 303% above median its historical median of 1.25. Over the past decade, Security National Financial's Median PS Value has ranged from 0.86 to 2.42. According to the industry distribution chart, Security National Financial ranks #295 out of 344 companies in the Insurance industry, placing it in the top 85.8%.
Is Security National Financial's Median PS Value too high?
Security National Financial's current Median PS Value of $5.04 is 303% above median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 2.42. The Insurance industry median Median PS Value is 0.99. Security National Financial's value of $5.04 is 409.1% above this industry median. Based on the distribution chart, Security National Financial ranks #295 out of 344 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Security National Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Security National Financial's Median PS Value compare to CIA and KCLI?
According to the Insurance industry distribution chart, Security National Financial ranks #295 out of 344 companies for Median PS Value. This places Security National Financial in the lower half of its industry. The industry median Median PS Value is 0.99. Security National Financial's value of $5.04 is 409.1% above this benchmark. Historically, Security National Financial's own Median PS Value has ranged from 0.86 to 2.42 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 0.99, Security National Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 0.99, based on 344 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security National Financial's current Median PS Value of $5.04 is 409.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Security National Financial and its competitors. For the Insurance industry, the median Median PS Value is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security National Financial's current Median PS Value is $5.04, which is 303% above median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security National Financial stock overvalued right now?
Based on GuruFocus' analysis, Security National Financial (SNFCA) is currently considered Fairly Valued. The stock's GF Value™ is $10.52, compared to a current price of $9.64 — trading 8.4% below its estimated fair value. The current Median PS Value is $5.04, which is 303% above median its 10-year median of 1.25 and 409.1% above the Insurance industry median of 0.99. Security National Financial's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Security National Financial (SNFCA), the current Median PS Value is $5.04 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security National Financial (SNFCA) Overvalued in 2026?
Based on GuruFocus' analysis, Security National Financial stock appears to be undervalued.
The current stock price of $9.64 is trading 8.4% below its estimated GF Value™ of $10.52.
GuruFocus considers Security National Financial to be Fairly Valued.
Key valuation signals for SNFCA:
Median PS Value: $5.04 (303% above median its 10-year median of 1.25)
GF Value™: $10.52 vs. price of $9.64 (8.4% below fair value)
Industry Position: 409.1% above the Insurance median (#295 of 344)
No single metric tells the full story. See the SNFCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security National Financial Corp is a holding company providing insurance services. The company operates in three reportable business segments: Life insurance, Cemetery and Mortuary, and Mortgages. The life insurance segment sells and services selected lines of life insurance, annuity products, and accident and health insurance. The cemetery and mortuary segment engages in pre-need selling of funeral, cemetery, mortuary, and cremation services through its cemetery and mortuary locations. The mortgage segment originates and underwrites or otherwise purchases residential and commercial loans for new construction, existing homes, and other real estate projects. It derives the majority of revenue from Life Insurance segment.
66GF Score
Get the complete analysis for SNFCA
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SNFCA has been successfully added to your 
