The historical rank and industry rank for Security National Financial's Net Margin % or its related term are showing as below:
SNFCA'
s Net Margin % Range Over the Past 10 Years
Min: 3.85 Med: 7.17 Max: 11.55
Current: 10.17
SNFCA's Net Margin % is ranked better than 53.88% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs SNFCA: 10.17
Security National Financial (NAS:SNFCA) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Security National Financial Net Margin % Related Terms
Security National Financial Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Security National Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security National Financial Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Security National Financial's Net Margin % distribution charts can be found below:
* The bar in red indicates where Security National Financial's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security National Financial (SNFCA) has a Net Margin % of 8.76% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Security National Financial and its competitors. This is 22% above median its historical median of 7.17. Over the past decade, Security National Financial's Net Margin % has ranged from 3.85 to 11.55. According to the industry distribution chart, Security National Financial ranks #232 out of 503 companies in the Insurance industry, placing it in the top 46.1%.
Is Security National Financial's Net Margin % too high?
Security National Financial's current Net Margin % of 8.76% is 22% above median its 10-year median of 7.17. Over the past 10 years, this metric has ranged from a low of 3.85 to a high of 11.55. The Insurance industry median Net Margin % is 9.29. Security National Financial's value of 8.76% is 5.7% below this industry median. Based on the distribution chart, Security National Financial ranks #232 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Security National Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Security National Financial's Net Margin % compare to CIA and KCLI?
According to the Insurance industry distribution chart, Security National Financial ranks #232 out of 503 companies for Net Margin %. This puts Security National Financial in the upper half of its industry. The industry median Net Margin % is 9.29. Security National Financial's value of 8.76% is 5.7% below this benchmark. Historically, Security National Financial's own Net Margin % has ranged from 3.85 to 11.55 over the past decade. While the company's 10-year median is 7.17 vs. the industry median of 9.29, Security National Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security National Financial's current Net Margin % of 8.76% is 5.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Security National Financial and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security National Financial's current Net Margin % is 8.76%, which is 22% above median its own 10-year median of 7.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security National Financial stock overvalued right now?
Based on GuruFocus' analysis, Security National Financial (SNFCA) is currently considered Fairly Valued. The stock's GF Value™ is $10.52, compared to a current price of $9.65 — trading 8.3% below its estimated fair value. The current Net Margin % is 8.76%, which is 22% above median its 10-year median of 7.17 and 5.7% below the Insurance industry median of 9.29. Security National Financial's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Security National Financial (SNFCA), the current Net Margin % is 8.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security National Financial (SNFCA) Overvalued in 2026?
Based on GuruFocus' analysis, Security National Financial stock appears to be undervalued.
The current stock price of $9.65 is trading 8.3% below its estimated GF Value™ of $10.52.
GuruFocus considers Security National Financial to be Fairly Valued.
Key valuation signals for SNFCA:
Net Margin %: 8.76% (22% above median its 10-year median of 7.17)
GF Value™: $10.52 vs. price of $9.65 (8.3% below fair value)
Industry Position: 5.7% below the Insurance median (#232 of 503)
No single metric tells the full story. See the SNFCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security National Financial Corp is a holding company providing insurance services. The company operates in three reportable business segments: Life insurance, Cemetery and Mortuary, and Mortgages. The life insurance segment sells and services selected lines of life insurance, annuity products, and accident and health insurance. The cemetery and mortuary segment engages in pre-need selling of funeral, cemetery, mortuary, and cremation services through its cemetery and mortuary locations. The mortgage segment originates and underwrites or otherwise purchases residential and commercial loans for new construction, existing homes, and other real estate projects. It derives the majority of revenue from Life Insurance segment.
66GF Score
Get the complete analysis for SNFCA
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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