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Woodsboro Bk MDWOBK 57 Earnings per Share (Diluted) is $11.08 as of Dec. 2025. GuruFocus rates WOBK with a GF Score™ of 57/100 and a GF Value™ of $66.09 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,405 Banks companies, Woodsboro Bk MD ranks better than 68.19% on this metric.
Woodsboro Bk MD's EPS (Basic) for the
six
months ended in Dec. 2025 was $11.08.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $11.08.
During the past 12 months, Woodsboro Bk MD's average EPS without NRIGrowth Rate was 16.10% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 15.40% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 24.70% per year.
During the past 7 years, Woodsboro Bk MD's highest 3-Year average EPS without NRI Growth Rate was 40.10% per year. The lowest was 15.40% per year. And the median was 22.35% per year.
Woodsboro Bk MD (OTCPK:WOBK) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Woodsboro Bk MD Earnings per Share (Diluted) Related Terms
Woodsboro Bk MD Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Woodsboro Bk MD's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woodsboro Bk MD Earnings per Share (Diluted) Chart
WOBK vs GBNY, JFWV, RBNK: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Woodsboro Bk MD's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woodsboro Bk MD PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Woodsboro Bk MD's PE Ratio distribution charts can be found below:
* The bar in red indicates where Woodsboro Bk MD's PE Ratio falls into.
Woodsboro Bk MD Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Woodsboro Bk MD's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $11.08
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $11.08 mean?
Woodsboro Bk MD (WOBK) has a Earnings per Share (Diluted) of $11.08 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Woodsboro Bk MD and its competitors. According to the industry distribution chart, Woodsboro Bk MD ranks #447 out of 1405 companies in the Banks industry, placing it in the top 31.8%.
Is Woodsboro Bk MD's Earnings per Share (Diluted) too high?
Woodsboro Bk MD's current Earnings per Share (Diluted) is $11.08. The Banks industry median Earnings per Share (Diluted) is 7.50. Woodsboro Bk MD's value of $11.08 is 47.7% above this industry median. Based on the distribution chart, Woodsboro Bk MD ranks #447 out of 1405 companies in the Banks industry, which is above the industry midpoint. Overall, Woodsboro Bk MD has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodsboro Bk MD's Earnings per Share (Diluted) compare to GBNY and JFWV?
According to the Banks industry distribution chart, Woodsboro Bk MD ranks #447 out of 1405 companies for Earnings per Share (Diluted). This puts Woodsboro Bk MD in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.50. Woodsboro Bk MD's value of $11.08 is 47.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woodsboro Bk MD's current Earnings per Share (Diluted) of $11.08 is 47.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Woodsboro Bk MD and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woodsboro Bk MD's current Earnings per Share (Diluted) is $11.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodsboro Bk MD stock overvalued right now?
Based on GuruFocus' analysis, Woodsboro Bk MD (WOBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $66.09, compared to a current price of $86.30 — trading 30.6% above its estimated fair value. The current Earnings per Share (Diluted) is $11.08 and 47.7% above the Banks industry median of 7.50. Woodsboro Bk MD's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Woodsboro Bk MD (WOBK), the current Earnings per Share (Diluted) is $11.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woodsboro Bk MD (WOBK) Overvalued in 2026?
Based on GuruFocus' analysis, Woodsboro Bk MD stock appears to be overvalued.
The current stock price of $86.30 is trading 30.6% above its estimated GF Value™ of $66.09.
GuruFocus considers Woodsboro Bk MD to be Significantly Overvalued.
Key valuation signals for WOBK:
Earnings per Share (Diluted): $11.08
GF Value™: $66.09 vs. price of $86.30 (30.6% above fair value)
Industry Position: 47.7% above the Banks median (#447 of 1405)
No single metric tells the full story. See the WOBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woodsboro Bk MD provides a variety of financial services to individuals and corporate customers in its principal market area of Frederick County, Maryland through its five offices in Woodsboro, Frederick, and Thurmont, Maryland. The Bank's loans are categorized into seven segments: commercial real estate, residential real estate, multifamily real estate, real estate construction, other construction and land development, commercial and consumer loans.
57GF Score
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