WOBK (Woodsboro Bk MD) Total Assets: $455.59 Mil (As of Dec. 2025)


WOBK Woodsboro Bk MD WOBK
57 GF Score
Price $85.00
GF Value $65.00
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Woodsboro Bk MD Total Assets?

Woodsboro Bk MD WOBK 57 Total Assets is $455.59 Mil as of Dec. 2025. GuruFocus rates WOBK with a GF Score™ of 57/100 and a GF Value™ of $65.00 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Woodsboro Bk MD's Total Assets for the quarter that ended in Dec. 2025 was $455.59 Mil.

During the past 12 months, Woodsboro Bk MD's average Total Assets Growth Rate was 3.40% per year. During the past 3 years, the average Total Assets Growth Rate was 4.70% per year. During the past 5 years, the average Total Assets Growth Rate was 9.60% per year.

During the past 7 years, Woodsboro Bk MD's highest 3-Year average Total Assets Growth Rate was 14.20%. The lowest was 4.70%. And the median was 10.80%.

Total Assets is connected with ROA %. Woodsboro Bk MD's annualized ROA % for the quarter that ended in Dec. 2025 was 0.98%. Total Assets is also linked to Revenue through Asset Turnover. Woodsboro Bk MD's Asset Turnover for the quarter that ended in Dec. 2025 was 0.04.


Woodsboro Bk MD  (OTCPK:WOBK) Total Assets Explanation

Total Assets is connected with ROA %.

Woodsboro Bk MD's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=4.394/( (438.479+455.586)/ 2 )
=4.394/447.0325
=0.98 %

Note: The Net Income data used here is one times the annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Woodsboro Bk MD's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=18.692/( (438.479+455.586)/ 2 )
=18.692/447.0325
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Woodsboro Bk MD Total Assets Related Terms


Woodsboro Bk MD Total Assets Historical Data

* Premium members only.

The historical data trend for Woodsboro Bk MD's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Woodsboro Bk MD Total Assets Chart

Woodsboro Bk MD Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial 379.26 399.46 412.08 438.48 455.59

Woodsboro Bk MD Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets Get a 7-Day Free Trial 379.26 399.46 412.08 438.48 455.59
WOBK
57GF Score
Woodsboro Bk MD WOBK
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Woodsboro Bk MD Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Woodsboro Bk MD's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=31.945+423.64
=455.59

Woodsboro Bk MD's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=31.945+423.64
=455.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $455.59 Mil mean?
Woodsboro Bk MD (WOBK) has a Total Assets of $455.59 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Woodsboro Bk MD and its competitors.
Is Woodsboro Bk MD's Total Assets too high?
Woodsboro Bk MD's current Total Assets is $455.59 Mil. Overall, Woodsboro Bk MD has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodsboro Bk MD's Total Assets compare to FBPA and RBNK?
Woodsboro Bk MD's Total Assets of $455.59 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Woodsboro Bk MD and its competitors. Woodsboro Bk MD's current Total Assets is $455.59 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodsboro Bk MD stock overvalued right now?
Based on GuruFocus' analysis, Woodsboro Bk MD (WOBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $65.00, compared to a current price of $85.00 — trading 30.8% above its estimated fair value. The current Total Assets is $455.59 Mil. Woodsboro Bk MD's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Woodsboro Bk MD (WOBK), the current Total Assets is $455.59 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woodsboro Bk MD (WOBK) Overvalued in 2026?

Based on GuruFocus' analysis, Woodsboro Bk MD stock appears to be overvalued. The current stock price of $85.00 is trading 30.8% above its estimated GF Value™ of $65.00. GuruFocus considers Woodsboro Bk MD to be Significantly Overvalued.

Key valuation signals for WOBK:

  • Total Assets: $455.59 Mil
  • GF Value™: $65.00 vs. price of $85.00 (30.8% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the WOBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Woodsboro Bk MD Business Description

Address 5 North Main Street, Woodsboro, MD, USA, 21798
Woodsboro Bk MD provides a variety of financial services to individuals and corporate customers in its principal market area of Frederick County, Maryland through its five offices in Woodsboro, Frederick, and Thurmont, Maryland. The Bank's loans are categorized into seven segments: commercial real estate, residential real estate, multifamily real estate, real estate construction, other construction and land development, commercial and consumer loans.
57GF Score

Get the complete analysis for WOBK

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.00
Price
$65.00
GF Value