Woodsboro Bk MDWOBK 57 Dividend Yield % is 0.59% as of Jun. 27, 2026, which is 55% above its 10-year median of 0.38. GuruFocus rates WOBK with a GF Score™ of 57/100 and a GF Value™ of $64.87 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,252 Banks companies, Woodsboro Bk MD ranks worse than 96.17% on this metric.
As of today (2026-06-27), the Trailing Annual Dividend Yield of Woodsboro Bk MD is 0.59%.
Good Sign:
Woodsboro Bk MD stock Dividend Yield % is close to 10-year high.
The historical rank and industry rank for Woodsboro Bk MD's Dividend Yield % or its related term are showing as below:
WOBK'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.31 Med: 0.38 Max: 0.63
Current: 0.59
During the past 7 years, the highest Dividend Yield of Woodsboro Bk MD was 0.63%. The lowest was 0.31%. And the median was 0.38%.
WOBK's Dividend Yield % is ranked worse than 96.17% of 1252
companies
in the Banks industry
Industry Median: 3.03
vs WOBK: 0.59
During the past 12 months, Woodsboro Bk MD's average Dividends Per Share Growth Rate was 36.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 36.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 22.10% per year.
During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Woodsboro Bk MD was 36.80% per year. The lowest was 14.50% per year. And the median was 23.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Woodsboro Bk MD (OTCPK:WOBK) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Woodsboro Bk MD's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WOBK vs FBPA, PWBK, RBNK: Dividend Yield % Comparison
For the Banks - Regional subindustry, Woodsboro Bk MD's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woodsboro Bk MD Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Woodsboro Bk MD's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Woodsboro Bk MD's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Woodsboro Bk MD Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.150000
2026-05-08
2026-05-08
2026-05-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.110000
2026-02-06
2026-02-06
2026-02-13
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.110000
2025-11-07
2025-11-07
2025-11-14
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.110000
2025-08-01
2025-08-01
2025-08-08
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Woodsboro Bk MD's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woodsboro Bk MD (WOBK) has a Dividend Yield % of 0.59% as of Jun. 27, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Woodsboro Bk MD and its competitors. This is 55% above median its historical median of 0.38. Over the past decade, Woodsboro Bk MD's Dividend Yield % has ranged from 0.31 to 0.63. According to the industry distribution chart, Woodsboro Bk MD ranks #1204 out of 1252 companies in the Banks industry, placing it in the top 96.2%.
Is Woodsboro Bk MD's Dividend Yield % too high?
Woodsboro Bk MD's current Dividend Yield % of 0.59% is 55% above median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 0.63. The Banks industry median Dividend Yield % is 3.03. Woodsboro Bk MD's value of 0.59% is 80.5% below this industry median. Based on the distribution chart, Woodsboro Bk MD ranks #1204 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Woodsboro Bk MD has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodsboro Bk MD's Dividend Yield % compare to FBPA and PWBK?
According to the Banks industry distribution chart, Woodsboro Bk MD ranks #1204 out of 1252 companies for Dividend Yield %. This places Woodsboro Bk MD in the lower half of its industry. The industry median Dividend Yield % is 3.03. Woodsboro Bk MD's value of 0.59% is 80.5% below this benchmark. Historically, Woodsboro Bk MD's own Dividend Yield % has ranged from 0.31 to 0.63 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 3.03, Woodsboro Bk MD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woodsboro Bk MD's current Dividend Yield % of 0.59% is 80.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Woodsboro Bk MD and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woodsboro Bk MD's current Dividend Yield % is 0.59%, which is 55% above median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodsboro Bk MD stock overvalued right now?
Based on GuruFocus' analysis, Woodsboro Bk MD (WOBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $64.87, compared to a current price of $82.00 — trading 26.4% above its estimated fair value. The current Dividend Yield % is 0.59%, which is 55% above median its 10-year median of 0.38 and 80.5% below the Banks industry median of 3.03. Woodsboro Bk MD's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Woodsboro Bk MD (WOBK), the current Dividend Yield % is 0.59% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woodsboro Bk MD (WOBK) Overvalued in 2026?
Based on GuruFocus' analysis, Woodsboro Bk MD stock appears to be overvalued.
The current stock price of $82.00 is trading 26.4% above its estimated GF Value™ of $64.87.
GuruFocus considers Woodsboro Bk MD to be Modestly Overvalued.
Key valuation signals for WOBK:
Dividend Yield %: 0.59% (55% above median its 10-year median of 0.38)
GF Value™: $64.87 vs. price of $82.00 (26.4% above fair value)
Industry Position: 80.5% below the Banks median (#1204 of 1252)
No single metric tells the full story. See the WOBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woodsboro Bk MD provides a variety of financial services to individuals and corporate customers in its principal market area of Frederick County, Maryland through its five offices in Woodsboro, Frederick, and Thurmont, Maryland. The Bank's loans are categorized into seven segments: commercial real estate, residential real estate, multifamily real estate, real estate construction, other construction and land development, commercial and consumer loans.
57GF Score
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