WOBK (Woodsboro Bk MD) Interest Expense: $-4.05 Mil (TTM As of Dec. 2025)


WOBK Woodsboro Bk MD WOBK
57 GF Score
Price $85.00
GF Value $65.02
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Woodsboro Bk MD Interest Expense?

Woodsboro Bk MD WOBK 57 Interest Expense is $-4.05 Mil as of Dec. 2025. GuruFocus rates WOBK with a GF Score™ of 57/100 and a GF Value™ of $65.02 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Woodsboro Bk MD's interest expense for the six months ended in Dec. 2025 was $ -4.05 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-4.05 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Woodsboro Bk MD's Operating Income for the six months ended in Dec. 2025 was $ Mil. Woodsboro Bk MD's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Woodsboro Bk MD Interest Expense Historical Data

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The historical data trend for Woodsboro Bk MD's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Woodsboro Bk MD Interest Expense Chart

Woodsboro Bk MD Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -0.56 -0.44 -2.43 -4.43 -4.05

Woodsboro Bk MD Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial -0.56 -0.44 -2.43 -4.43 -4.05
WOBK
57GF Score
Woodsboro Bk MD WOBK
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Woodsboro Bk MD Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-4.05 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-4.05 Mil mean?
Woodsboro Bk MD (WOBK) has a Interest Expense of $-4.05 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Woodsboro Bk MD and its competitors.
Is Woodsboro Bk MD's Interest Expense too high?
Woodsboro Bk MD's current Interest Expense is $-4.05 Mil. Overall, Woodsboro Bk MD has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodsboro Bk MD's Interest Expense compare to FBPA and RBNK?
Woodsboro Bk MD's Interest Expense of $-4.05 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Woodsboro Bk MD and its competitors. Woodsboro Bk MD's current Interest Expense is $-4.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodsboro Bk MD stock overvalued right now?
Based on GuruFocus' analysis, Woodsboro Bk MD (WOBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $65.02, compared to a current price of $85.00 — trading 30.7% above its estimated fair value. The current Interest Expense is $-4.05 Mil. Woodsboro Bk MD's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Woodsboro Bk MD (WOBK), the current Interest Expense is $-4.05 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woodsboro Bk MD (WOBK) Overvalued in 2026?

Based on GuruFocus' analysis, Woodsboro Bk MD stock appears to be overvalued. The current stock price of $85.00 is trading 30.7% above its estimated GF Value™ of $65.02. GuruFocus considers Woodsboro Bk MD to be Significantly Overvalued.

Key valuation signals for WOBK:

  • Interest Expense: $-4.05 Mil
  • GF Value™: $65.02 vs. price of $85.00 (30.7% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the WOBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Woodsboro Bk MD Business Description

Address 5 North Main Street, Woodsboro, MD, USA, 21798
Woodsboro Bk MD provides a variety of financial services to individuals and corporate customers in its principal market area of Frederick County, Maryland through its five offices in Woodsboro, Frederick, and Thurmont, Maryland. The Bank's loans are categorized into seven segments: commercial real estate, residential real estate, multifamily real estate, real estate construction, other construction and land development, commercial and consumer loans.
57GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.00
Price
$65.02
GF Value