Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-19), Woodsboro Bk MD's 3-1 Month Momentum % is 4.88%.
The industry rank for Woodsboro Bk MD's 3-1 Month Momentum % or its related term are showing as below:
WOBK's 3-1 Month Momentum % is ranked worse than 51.17% of 1577
companies
in the Banks industry
Industry Median: 5.19
vs WOBK: 4.88
Woodsboro Bk MD (OTCPK:WOBK) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Woodsboro Bk MD 3-1 Month Momentum % Related Terms
WOBK vs FPBC, GBNY, PWBK: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Woodsboro Bk MD's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woodsboro Bk MD 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Woodsboro Bk MD's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Woodsboro Bk MD's 3-1 Month Momentum % falls into.
Woodsboro Bk MD (OTCPK:WOBK) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woodsboro Bk MD (WOBK) has a 3-1 Month Momentum % of 4.88% as of Aug. 19, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Woodsboro Bk MD and its competitors. According to the industry distribution chart, Woodsboro Bk MD ranks #807 out of 1577 companies in the Banks industry, placing it in the top 51.2%.
Is Woodsboro Bk MD's 3-1 Month Momentum % too high?
Woodsboro Bk MD's current 3-1 Month Momentum % is 4.88%. The Banks industry median 3-1 Month Momentum % is 5.19. Woodsboro Bk MD's value of 4.88% is 6% below this industry median. Based on the distribution chart, Woodsboro Bk MD ranks #807 out of 1577 companies in the Banks industry, which is below the industry midpoint. Overall, Woodsboro Bk MD has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodsboro Bk MD's 3-1 Month Momentum % compare to FPBC and GBNY?
According to the Banks industry distribution chart, Woodsboro Bk MD ranks #807 out of 1577 companies for 3-1 Month Momentum %. This places Woodsboro Bk MD in the lower half of its industry. The industry median 3-1 Month Momentum % is 5.19. Woodsboro Bk MD's value of 4.88% is 6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 5.19, based on 1,577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woodsboro Bk MD's current 3-1 Month Momentum % of 4.88% is 6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Woodsboro Bk MD and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 5.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woodsboro Bk MD's current 3-1 Month Momentum % is 4.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodsboro Bk MD stock overvalued right now?
Based on GuruFocus' analysis, Woodsboro Bk MD (WOBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $65.84, compared to a current price of $86.60 — trading 31.5% above its estimated fair value. The current 3-1 Month Momentum % is 4.88% and 6% below the Banks industry median of 5.19. Woodsboro Bk MD's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Woodsboro Bk MD (WOBK), the current 3-1 Month Momentum % is 4.88% as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woodsboro Bk MD (WOBK) Overvalued in 2026?
Based on GuruFocus' analysis, Woodsboro Bk MD stock appears to be overvalued.
The current stock price of $86.60 is trading 31.5% above its estimated GF Value™ of $65.84.
GuruFocus considers Woodsboro Bk MD to be Significantly Overvalued.
Key valuation signals for WOBK:
3-1 Month Momentum %: 4.88%
GF Value™: $65.84 vs. price of $86.60 (31.5% above fair value)
Industry Position: 6% below the Banks median (#807 of 1577)
No single metric tells the full story. See the WOBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woodsboro Bk MD provides a variety of financial services to individuals and corporate customers in its principal market area of Frederick County, Maryland through its five offices in Woodsboro, Frederick, and Thurmont, Maryland. The Bank's loans are categorized into seven segments: commercial real estate, residential real estate, multifamily real estate, real estate construction, other construction and land development, commercial and consumer loans.
57GF Score
Get the complete analysis for WOBK
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WOBK has been successfully added to your 
