WOBK (Woodsboro Bk MD) Tariff Resilience Score: 8/10 (As of Jul. 05, 2026)


WOBK Woodsboro Bk MD WOBK
57 GF Score
Price $85.00
GF Value $65.02
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Woodsboro Bk MD Tariff Resilience Score?

Woodsboro Bk MD WOBK 57 Tariff Resilience Score is 8 as of Jul. 05, 2026. GuruFocus rates WOBK with a GF Score™ of 57/100 and a GF Value™ of $65.02 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,608 Banks companies, Woodsboro Bk MD ranks better than 78.86% on this metric.

Woodsboro Bk MD has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Woodsboro Bk MD has Primarily a regional bank with minimal exposure to international trade, reducing tariff vulnerability. Limited global supply chain dependencies.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Woodsboro Bk MD might have Highly Resilient.

Woodsboro Bk MD  (OTCPK:WOBK) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Woodsboro Bk MD Tariff Resilience Score Related Terms

WOBK vs FBPA, RBNK, JFWV: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Woodsboro Bk MD's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Woodsboro Bk MD Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Woodsboro Bk MD's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Woodsboro Bk MD's Tariff Resilience Score falls into.


WOBK
57GF Score
Woodsboro Bk MD WOBK
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Woodsboro Bk MD (WOBK) has a Tariff Resilience Score of 8 as of Jul. 05, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Woodsboro Bk MD ranks #340 out of 1608 companies in the Banks industry, placing it in the top 21.1%.
Is Woodsboro Bk MD's Tariff Resilience Score too high?
Woodsboro Bk MD's current Tariff Resilience Score is 8. Based on the distribution chart, Woodsboro Bk MD ranks #340 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Woodsboro Bk MD has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodsboro Bk MD's Tariff Resilience Score compare to FBPA and RBNK?
According to the Banks industry distribution chart, Woodsboro Bk MD ranks #340 out of 1608 companies for Tariff Resilience Score. This places Woodsboro Bk MD in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Woodsboro Bk MD's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodsboro Bk MD stock overvalued right now?
Based on GuruFocus' analysis, Woodsboro Bk MD (WOBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $65.02, compared to a current price of $85.00 — trading 30.7% above its estimated fair value. The current Tariff Resilience Score is 8. Woodsboro Bk MD's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Woodsboro Bk MD (WOBK), the current Tariff Resilience Score is 8 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woodsboro Bk MD (WOBK) Overvalued in 2026?

Based on GuruFocus' analysis, Woodsboro Bk MD stock appears to be overvalued. The current stock price of $85.00 is trading 30.7% above its estimated GF Value™ of $65.02. GuruFocus considers Woodsboro Bk MD to be Significantly Overvalued.

Key valuation signals for WOBK:

  • Tariff Resilience Score: 8
  • GF Value™: $65.02 vs. price of $85.00 (30.7% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the WOBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Woodsboro Bk MD Business Description

Address 5 North Main Street, Woodsboro, MD, USA, 21798
Woodsboro Bk MD provides a variety of financial services to individuals and corporate customers in its principal market area of Frederick County, Maryland through its five offices in Woodsboro, Frederick, and Thurmont, Maryland. The Bank's loans are categorized into seven segments: commercial real estate, residential real estate, multifamily real estate, real estate construction, other construction and land development, commercial and consumer loans.
57GF Score

Get the complete analysis for WOBK

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.00
Price
$65.02
GF Value