WOBK (Woodsboro Bk MD) Total Liabilities: $423.64 Mil (As of Dec. 2025)


WOBK Woodsboro Bk MD WOBK
57 GF Score
Price $85.00
GF Value $64.98
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Woodsboro Bk MD Total Liabilities?

Woodsboro Bk MD WOBK 57 Total Liabilities is $423.64 Mil as of Dec. 2025. GuruFocus rates WOBK with a GF Score™ of 57/100 and a GF Value™ of $64.98 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Woodsboro Bk MD's Total Liabilities for the quarter that ended in Dec. 2025 was $423.64 Mil.

Woodsboro Bk MD's quarterly Total Liabilities increased from Dec. 2023 ($390.80 Mil) to Dec. 2024 ($414.40 Mil) and increased from Dec. 2024 ($414.40 Mil) to Dec. 2025 ($423.64 Mil).

Woodsboro Bk MD's annual Total Liabilities increased from Dec. 2023 ($390.80 Mil) to Dec. 2024 ($414.40 Mil) and increased from Dec. 2024 ($414.40 Mil) to Dec. 2025 ($423.64 Mil).

Woodsboro Bk MD Total Liabilities Historical Data

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The historical data trend for Woodsboro Bk MD's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Woodsboro Bk MD Total Liabilities Chart

Woodsboro Bk MD Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial 352.34 383.04 390.80 414.40 423.64

Woodsboro Bk MD Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities Get a 7-Day Free Trial 352.34 383.04 390.80 414.40 423.64
WOBK
57GF Score
Woodsboro Bk MD WOBK
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Woodsboro Bk MD Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Woodsboro Bk MD's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=455.586-31.945
=423.64

Woodsboro Bk MD's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=455.586-31.945
=423.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $423.64 Mil mean?
Woodsboro Bk MD (WOBK) has a Total Liabilities of $423.64 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Woodsboro Bk MD and its competitors.
Is Woodsboro Bk MD's Total Liabilities too high?
Woodsboro Bk MD's current Total Liabilities is $423.64 Mil. Overall, Woodsboro Bk MD has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodsboro Bk MD's Total Liabilities compare to FBPA and RBNK?
Woodsboro Bk MD's Total Liabilities of $423.64 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Woodsboro Bk MD and its competitors. Woodsboro Bk MD's current Total Liabilities is $423.64 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodsboro Bk MD stock overvalued right now?
Based on GuruFocus' analysis, Woodsboro Bk MD (WOBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $64.98, compared to a current price of $85.00 — trading 30.8% above its estimated fair value. The current Total Liabilities is $423.64 Mil. Woodsboro Bk MD's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Woodsboro Bk MD (WOBK), the current Total Liabilities is $423.64 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woodsboro Bk MD (WOBK) Overvalued in 2026?

Based on GuruFocus' analysis, Woodsboro Bk MD stock appears to be overvalued. The current stock price of $85.00 is trading 30.8% above its estimated GF Value™ of $64.98. GuruFocus considers Woodsboro Bk MD to be Significantly Overvalued.

Key valuation signals for WOBK:

  • Total Liabilities: $423.64 Mil
  • GF Value™: $64.98 vs. price of $85.00 (30.8% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the WOBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Woodsboro Bk MD Business Description

Address 5 North Main Street, Woodsboro, MD, USA, 21798
Woodsboro Bk MD provides a variety of financial services to individuals and corporate customers in its principal market area of Frederick County, Maryland through its five offices in Woodsboro, Frederick, and Thurmont, Maryland. The Bank's loans are categorized into seven segments: commercial real estate, residential real estate, multifamily real estate, real estate construction, other construction and land development, commercial and consumer loans.
57GF Score

Get the complete analysis for WOBK

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.00
Price
$64.98
GF Value