TROO (TROOPS) 3-Year Share Buyback Ratio: -6.30% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TROO TROOPS Inc TROO
59 GF Score
Price $2.20
GF Value $7.75
Valuation Significantly Undervalued
! 3 Warning Signs
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What is TROOPS 3-Year Share Buyback Ratio?

TROOPS TROO +11.11% 59 3-Year Share Buyback Ratio is -6.30 as of Dec. 2025. GuruFocus rates TROO with a GF Score™ of 59/100 and a GF Value™ of $7.75 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 281 Credit Services companies, TROOPS ranks worse than 60.14% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. TROOPS's current 3-Year Share Buyback Ratio was -6.30%.

The historical rank and industry rank for TROOPS's 3-Year Share Buyback Ratio or its related term are showing as below:

TROO' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -156.6   Med: -10.4   Max: -0.1
Current: -6.3

During the past 13 years, TROOPS's highest 3-Year Share Buyback Ratio was -0.10%. The lowest was -156.60%. And the median was -10.40%.

TROO's 3-Year Share Buyback Ratio is ranked worse than
60.14% of 281 companies
in the Credit Services industry
Industry Median: -3.1 vs TROO: -6.30

TROOPS (NAS:TROO) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


TROOPS 3-Year Share Buyback Ratio Related Terms


TROO vs LX, OPRT, MFIN: 3-Year Share Buyback Ratio Comparison

For the Credit Services subindustry, TROOPS's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TROOPS 3-Year Share Buyback Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, TROOPS's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where TROOPS's 3-Year Share Buyback Ratio falls into.


TROO
59GF Score
TROOPS Inc TROO
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TROOPS 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -6.30 mean?
TROOPS (TROO) has a 3-Year Share Buyback Ratio of -6.30 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for TROOPS and its competitors. According to the industry distribution chart, TROOPS ranks #169 out of 281 companies in the Credit Services industry, placing it in the top 60.1%.
Is TROOPS's 3-Year Share Buyback Ratio too high?
TROOPS's current 3-Year Share Buyback Ratio is -6.30. Based on the distribution chart, TROOPS ranks #169 out of 281 companies in the Credit Services industry, which is below the industry midpoint. Overall, TROOPS has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TROOPS's 3-Year Share Buyback Ratio compare to LX and OPRT?
According to the Credit Services industry distribution chart, TROOPS ranks #169 out of 281 companies for 3-Year Share Buyback Ratio. This places TROOPS in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Credit Services company?
A good 3-Year Share Buyback Ratio depends on the Credit Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for TROOPS and its competitors. TROOPS's current 3-Year Share Buyback Ratio is -6.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TROOPS stock overvalued right now?
Based on GuruFocus' analysis, TROOPS (TROO) is currently considered Significantly Undervalued. The stock's GF Value™ is $7.75, compared to a current price of $2.20 — trading 71.6% below its estimated fair value. The current 3-Year Share Buyback Ratio is -6.30. TROOPS's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For TROOPS (TROO), the current 3-Year Share Buyback Ratio is -6.30 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TROOPS (TROO) Overvalued in 2026?

Based on GuruFocus' analysis, TROOPS stock appears to be undervalued. The current stock price of $2.20 is trading 71.6% below its estimated GF Value™ of $7.75. GuruFocus considers TROOPS to be Significantly Undervalued.

Key valuation signals for TROO:

  • 3-Year Share Buyback Ratio: -6.30
  • GF Value™: $7.75 vs. price of $2.20 (71.6% below fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the TROO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TROOPS Business Description

Other Exchanges SG5:Germany
Address 8 Fui Yiu Kok Street, Unit A, 18th Floor, Tsuen Wan, New Territories, Hong Kong, HKG
TROOPS Inc is a conglomerate group of various businesses with its headquarters based in Hong Kong. It is engaged in money lending business in Hong Kong providing mortgage loans to high quality target borrowers, property investment to generate rental income, the development, operation and management of an online financial marketplace that provides one-stop financial technology solutions including API services by leveraging artificial intelligence, big data and blockchain, and cloud computing (SaaS), consultancy services in relation to insurance referral to insurance brokers, and advisory and referral services in relation to the application of migration, education and visa renewal to its customers. It derives revenue from Hong Kong and Australia.
59GF Score

Get the complete analysis for TROO

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.20
Price
$7.75
GF Value