TROO (TROOPS) 3-1 Month Momentum %: -54.81% (As of Aug. 08, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TROO TROOPS Inc TROO
60 GF Score
Price $1.95
GF Value $7.68
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is TROOPS 3-1 Month Momentum %?

TROOPS TROO -0.51% 60 3-1 Month Momentum % is -54.81% as of Aug. 08, 2026. GuruFocus rates TROO with a GF Score™ of 60/100 and a GF Value™ of $7.68 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 563 Credit Services companies, TROOPS ranks worse than 99.11% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-08), TROOPS's 3-1 Month Momentum % is -54.81%.

The industry rank for TROOPS's 3-1 Month Momentum % or its related term are showing as below:

TROO's 3-1 Month Momentum % is ranked worse than
99.11% of 563 companies
in the Credit Services industry
Industry Median: -1.56 vs TROO: -54.81

TROOPS  (NAS:TROO) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


TROOPS 3-1 Month Momentum % Related Terms


TROO vs LX, OPRT, MFIN: 3-1 Month Momentum % Comparison

For the Credit Services subindustry, TROOPS's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TROOPS 3-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, TROOPS's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where TROOPS's 3-1 Month Momentum % falls into.


TROO
60GF Score
TROOPS Inc TROO
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TROOPS  (NAS:TROO) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -54.81% mean?
TROOPS (TROO) has a 3-1 Month Momentum % of -54.81% as of Aug. 08, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on TROOPS and its competitors. According to the industry distribution chart, TROOPS ranks #558 out of 563 companies in the Credit Services industry, placing it in the top 99.1%.
Is TROOPS's 3-1 Month Momentum % too high?
TROOPS's current 3-1 Month Momentum % is -54.81%. Based on the distribution chart, TROOPS ranks #558 out of 563 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, TROOPS has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TROOPS's 3-1 Month Momentum % compare to LX and OPRT?
According to the Credit Services industry distribution chart, TROOPS ranks #558 out of 563 companies for 3-1 Month Momentum %. This places TROOPS in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on TROOPS and its competitors. TROOPS's current 3-1 Month Momentum % is -54.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TROOPS stock overvalued right now?
Based on GuruFocus' analysis, TROOPS (TROO) is currently considered Significantly Undervalued. The stock's GF Value™ is $7.68, compared to a current price of $1.95 — trading 74.6% below its estimated fair value. The current 3-1 Month Momentum % is -54.81%. TROOPS's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For TROOPS (TROO), the current 3-1 Month Momentum % is -54.81% as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TROOPS (TROO) Overvalued in 2026?

Based on GuruFocus' analysis, TROOPS stock appears to be undervalued. The current stock price of $1.95 is trading 74.6% below its estimated GF Value™ of $7.68. GuruFocus considers TROOPS to be Significantly Undervalued.

Key valuation signals for TROO:

  • 3-1 Month Momentum %: -54.81%
  • GF Value™: $7.68 vs. price of $1.95 (74.6% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the TROO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TROOPS Business Description

Other Exchanges SG5:Germany
Address 8 Fui Yiu Kok Street, Unit A, 18th Floor, Tsuen Wan, New Territories, Hong Kong, HKG
TROOPS Inc is a conglomerate group of various businesses with its headquarters based in Hong Kong. It is engaged in money lending business in Hong Kong providing mortgage loans to high quality target borrowers, property investment to generate rental income, the development, operation and management of an online financial marketplace that provides one-stop financial technology solutions including API services by leveraging artificial intelligence, big data and blockchain, and cloud computing (SaaS), consultancy services in relation to insurance referral to insurance brokers, and advisory and referral services in relation to the application of migration, education and visa renewal to its customers. It derives revenue from Hong Kong and Australia.
60GF Score

Get the complete analysis for TROO

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.95
Price
$7.68
GF Value