EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Austriacard Holdings AG's Enterprise Value is €435.0 Mil.
Austriacard Holdings AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €25.4 Mil. Therefore, Austriacard Holdings AG's EV-to-FCF for today is 17.13.
The historical rank and industry rank for Austriacard Holdings AG's EV-to-FCF or its related term are showing as below:
ATH:ACAG'
s EV-to-FCF Range Over the Past 10 Years
Min: -373.9 Med: -65.68 Max: 44.75
Current: 17.13
During the past 7 years, the highest EV-to-FCF of Austriacard Holdings AG was 44.75. The lowest was -373.90. And the median was -65.68.
ATH:ACAG's EV-to-FCF is ranked worse than 56.6% of 1592
companies
in the Software industry
Industry Median: 14.62
vs ATH:ACAG: 17.13
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Austriacard Holdings AG (ATH:ACAG) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Austriacard Holdings AG's PE Ratio (TTM) for today is calculated as:
Austriacard Holdings AG's share price for today is €9.74.
Austriacard Holdings AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.380.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Austriacard Holdings AG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Austriacard Holdings AG EV-to-FCF vs Software Industry
For the Software industry and Technology sector, Austriacard Holdings AG's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Austriacard Holdings AG's EV-to-FCF falls into.
Austriacard Holdings AG's current Enterprise Value is €435.0 Mil.
Austriacard Holdings AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €25.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Austriacard Holdings AG (ATH:ACAG) has a EV-to-FCF of 17.13 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Austriacard Holdings AG and its competitors. According to the industry distribution chart, Austriacard Holdings AG ranks #901 out of 1592 companies in the Software industry, placing it in the top 56.6%.
Is Austriacard Holdings AG's EV-to-FCF too high?
Austriacard Holdings AG's current EV-to-FCF is 17.13. The Software industry median EV-to-FCF is 14.62. Austriacard Holdings AG's value of 17.13 is 17.2% above this industry median. Based on the distribution chart, Austriacard Holdings AG ranks #901 out of 1592 companies in the Software industry, which is below the industry midpoint. Overall, Austriacard Holdings AG has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Austriacard Holdings AG's EV-to-FCF compare to IBM and ACN?
According to the Software industry distribution chart, Austriacard Holdings AG ranks #901 out of 1592 companies for EV-to-FCF. This places Austriacard Holdings AG in the lower half of its industry. The industry median EV-to-FCF is 14.62. Austriacard Holdings AG's value of 17.13 is 17.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.62, based on 1,592 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Austriacard Holdings AG's current EV-to-FCF of 17.13 is 17.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Austriacard Holdings AG and its competitors. For the Software industry, the median EV-to-FCF is 14.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Austriacard Holdings AG's current EV-to-FCF is 17.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Austriacard Holdings AG stock overvalued right now?
Based on GuruFocus' analysis, Austriacard Holdings AG (ATH:ACAG) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.05, compared to a current price of €9.74 — trading 61% above its estimated fair value. The current EV-to-FCF is 17.13 and 17.2% above the Software industry median of 14.62. Austriacard Holdings AG's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Austriacard Holdings AG (ATH:ACAG), the current EV-to-FCF is 17.13 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Austriacard Holdings AG (ATH:ACAG) Overvalued in 2026?
Based on GuruFocus' analysis, Austriacard Holdings AG stock appears to be overvalued.
The current stock price of €9.74 is trading 61% above its estimated GF Value™ of €6.05.
GuruFocus considers Austriacard Holdings AG to be Significantly Overvalued.
Key valuation signals for ATH:ACAG:
EV-to-FCF: 17.13
GF Value™: €6.05 vs. price of €9.74 (61% above fair value)
Industry Position: 17.2% above the Software median (#901 of 1592)
No single metric tells the full story. See the ATH:ACAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Austriacard Holdings AG is a holistic applied technology company powered by artificial intelligence (AI). The Group's portfolio includes a wide range of solutions that demonstrate synergies across product lines. These include Identity & Payment Solutions, Digital Technologies, and Document Lifecycle Management. These solutions are offered to financial institutions, public and private sectors. The Group is now organized into three geographic segments: Central, Eastern Europe and DACH (CEE); Western Europe, Nordics and Americas (WEST); and Turkiye, Middle East and Africa (MEA). It derives maximum revenue from Central, Eastern Europe and DACH (CEE) segment. The solutions include: Payment Cards & Services, eGovernment & Authentication, Document Lifecycle Management, Book on Demand and Others.
88GF Score
Get the complete analysis for ATH:ACAG
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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