Banqup Group (FRA:60Z) EBIT: €-32.90 Mil (TTM As of Dec. 2025)


FRA:60Z Banqup Group SA FRA:60Z
51 GF Score
Price €2.10
GF Value €2.01
Valuation Fairly Valued
! 5 Warning Signs
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What is Banqup Group EBIT?

Banqup Group FRA:60Z 51 EBIT is €-32.90 Mil as of Dec. 2025. GuruFocus rates FRA:60Z with a GF Score™ of 51/100 and a GF Value™ of €2.01 (Fairly Valued). The stock has 5 warning signs investors should review.

Banqup Group's earnings before interest and taxes (EBIT) for the six months ended in Dec. 2025 was €-16.44 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was €-32.90 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Banqup Group's annualized ROC % for the quarter that ended in Dec. 2025 was -11.68%. Banqup Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was -436.98%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Banqup Group's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was -28.01%.

Banqup Group  (FRA:60Z) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Banqup Group's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=-32.392 * ( 1 - 0% )/( (266.237 + 288.629)/ 2 )
=-32.392/277.433
=-11.68 %

where

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=288.1 - 25.328 - ( 16.41 - max(0, 127.116 - 123.651+16.41))
=266.237

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=268.695 - 22.425 - ( 8.071 - max(0, 156.238 - 113.879+8.071))
=288.629

Note: The Operating Income data used here is two times the semi-annual (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

Banqup Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 is calculated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Jun. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-32.872/( ( (8.81 + max(-12.247, 0)) + (6.235 + max(-7.386, 0)) )/ 2 )
=-32.872/( ( 8.81 + 6.235 )/ 2 )
=-32.872/7.5225
=-436.98 %

where Working Capital is:

Working Capital(Q: Jun. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(12.251 + 0.379 + 94.611) - (25.328 + 0 + 94.16)
=-12.247

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(10.968 + 0.291 + 95.072) - (22.425 + 0 + 91.292)
=-7.386

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Banqup Group's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=-32.896/117.428
=-28.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banqup Group EBIT Related Terms

Banqup Group EBIT Historical Data

* Premium members only.

The historical data trend for Banqup Group's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banqup Group EBIT Chart

Banqup Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only -24.24 -36.20 -72.45 -28.77 -32.90

Banqup Group Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -57.80 -14.31 -14.45 -16.46 -16.44

FRA:60Z vs CRM, SHOP, UBER: EBIT Comparison

For the Software - Application subindustry, Banqup Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banqup Group EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, Banqup Group's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Banqup Group's EV-to-EBIT falls into.


FRA:60Z
51GF Score
Banqup Group SA FRA:60Z
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Banqup Group EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-32.90 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of €-32.90 Mil mean?
Banqup Group (FRA:60Z) has a EBIT of €-32.90 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Banqup Group.
Is Banqup Group's EBIT too high?
Banqup Group's current EBIT is €-32.90 Mil. Overall, Banqup Group has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqup Group's EBIT compare to CRM and SHOP?
Banqup Group's EBIT of €-32.90 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Software company?
A good EBIT depends on the Software industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Banqup Group. Banqup Group's current EBIT is €-32.90 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqup Group stock overvalued right now?
Based on GuruFocus' analysis, Banqup Group (FRA:60Z) is currently considered Fairly Valued. The stock's GF Value™ is €2.01, compared to a current price of €2.10 — trading 4.5% above its estimated fair value. The current EBIT is €-32.90 Mil. Banqup Group's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Banqup Group (FRA:60Z), the current EBIT is €-32.90 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banqup Group (FRA:60Z) Overvalued in 2026?

Based on GuruFocus' analysis, Banqup Group stock appears to be overvalued. The current stock price of €2.10 is trading 4.5% above its estimated GF Value™ of €2.01. GuruFocus considers Banqup Group to be Fairly Valued.

Key valuation signals for FRA:60Z:

  • EBIT: €-32.90 Mil
  • GF Value™: €2.01 vs. price of €2.10 (4.5% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the FRA:60Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banqup Group Business Description

Other Exchanges 60Z:GermanyBANQ:Belgium
Address Avenue Reine Astrid 92A, La Hulpe, BEL, 1310
Banqup Group SA provides integrated cloud-based SaaS solutions to streamline business transactions across the entire lifecycle, from e-invoicing and e-payments to tax reporting. The Group provides solutions for businesses, unifying purchase-to-pay, order-to-cash, e-invoicing compliance, and e-payments into one secure platform, removing the complexity of juggling disconnected tools. Its operating segments are: Digital Services, Traditional Communication Services, and Corporate. Maximum revenue is generated from the Digital Services segment, which groups CGUs Digital Document Processing and Payment: focusing on the core digital services of the Group, i.e., e-trust, e-invoicing, e-payments, and e-reporting. Geographically, the Group mainly operates across different markets in Europe.
51GF Score

Get the complete analysis for FRA:60Z

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.10
Price
€2.01
GF Value