Banqup GroupFRA:60Z 51 FCF Margin % is -67.93% as of Dec. 2025. GuruFocus rates FRA:60Z with a GF Score™ of 51/100 and a GF Value™ of €2.01 (Fairly Valued). The stock has 5 warning signs investors should review. Among 2,815 Software companies, Banqup Group ranks worse than 86.36% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Banqup Group's Free Cash Flow for the
six
months ended in Dec. 2025 was €-13.94 Mil. Banqup Group's Revenue for the
six
months ended in Dec. 2025 was €20.52 Mil. Therefore, Banqup Group's FCF Margin % for the quarter that ended in Dec. 2025 was -67.93%.
The historical rank and industry rank for Banqup Group's FCF Margin % or its related term are showing as below:
FRA:60Z'
s FCF Margin % Range Over the Past 10 Years
Min: -54.85 Med: -18.63 Max: -1.9
Current: -54.85
During the past 10 years, the highest FCF Margin % of Banqup Group was -1.90%. The lowest was -54.85%. And the median was -18.63%.
FRA:60Z's FCF Margin % is ranked worse than 86.36% of 2815
companies
in the Software industry
Industry Median: 2.41
vs FRA:60Z: -54.85
Banqup Group FCF Margin % Related Terms
Banqup Group FCF Margin % Historical Data
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The historical data trend for Banqup Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:60Z vs CRM, SHOP, UBER: FCF Margin % Comparison
For the Software - Application subindustry, Banqup Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banqup Group FCF Margin % vs Software Industry
For the Software industry and Technology sector, Banqup Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Banqup Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banqup Group (FRA:60Z) has a FCF Margin % of -67.93% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banqup Group and its competitors. According to the industry distribution chart, Banqup Group ranks #2431 out of 2815 companies in the Software industry, placing it in the top 86.4%.
Is Banqup Group's FCF Margin % too high?
Banqup Group's current FCF Margin % is -67.93%. Based on the distribution chart, Banqup Group ranks #2431 out of 2815 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Banqup Group has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqup Group's FCF Margin % compare to CRM and SHOP?
According to the Software industry distribution chart, Banqup Group ranks #2431 out of 2815 companies for FCF Margin %. This places Banqup Group in the lower half of its industry. The industry median FCF Margin % is 2.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,815 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banqup Group and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banqup Group's current FCF Margin % is -67.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqup Group stock overvalued right now?
Based on GuruFocus' analysis, Banqup Group (FRA:60Z) is currently considered Fairly Valued. The stock's GF Value™ is €2.01, compared to a current price of €2.10 — trading 4.5% above its estimated fair value. The current FCF Margin % is -67.93%. Banqup Group's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banqup Group (FRA:60Z), the current FCF Margin % is -67.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banqup Group (FRA:60Z) Overvalued in 2026?
Based on GuruFocus' analysis, Banqup Group stock appears to be overvalued.
The current stock price of €2.10 is trading 4.5% above its estimated GF Value™ of €2.01.
GuruFocus considers Banqup Group to be Fairly Valued.
Key valuation signals for FRA:60Z:
FCF Margin %: -67.93%
GF Value™: €2.01 vs. price of €2.10 (4.5% above fair value)
No single metric tells the full story. See the FRA:60Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banqup Group SA provides integrated cloud-based SaaS solutions to streamline business transactions across the entire lifecycle, from e-invoicing and e-payments to tax reporting. The Group provides solutions for businesses, unifying purchase-to-pay, order-to-cash, e-invoicing compliance, and e-payments into one secure platform, removing the complexity of juggling disconnected tools. Its operating segments are: Digital Services, Traditional Communication Services, and Corporate. Maximum revenue is generated from the Digital Services segment, which groups CGUs Digital Document Processing and Payment: focusing on the core digital services of the Group, i.e., e-trust, e-invoicing, e-payments, and e-reporting. Geographically, the Group mainly operates across different markets in Europe.
51GF Score
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