Banqup Group (FRA:60Z) Research & Development: €18.33 Mil (TTM As of Dec. 2025)


FRA:60Z Banqup Group SA FRA:60Z
51 GF Score
Price €2.10
GF Value €2.19
Valuation Fairly Valued
! 5 Warning Signs
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What is Banqup Group Research & Development?

Banqup Group FRA:60Z 51 Research & Development is €18.33 Mil as of Dec. 2025. GuruFocus rates FRA:60Z with a GF Score™ of 51/100 and a GF Value™ of €2.19 (Fairly Valued). The stock has 5 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. Banqup Group's Research & Development for the six months ended in Dec. 2025 was €9.26 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Dec. 2025 was €18.33 Mil.


Banqup Group  (FRA:60Z) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.


Banqup Group Research & Development Related Terms


Banqup Group Research & Development Historical Data

* Premium members only.

The historical data trend for Banqup Group's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banqup Group Research & Development Chart

Banqup Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Research & Development
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.22 14.13 18.41 17.06 18.33

Banqup Group Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.17 8.94 8.12 9.07 9.26
FRA:60Z
51GF Score
Banqup Group SA FRA:60Z
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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Banqup Group Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €18.33 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of €18.33 Mil mean?
Banqup Group (FRA:60Z) has a Research & Development of €18.33 Mil as of Dec. 2025. Research and development expense is the total cost for research and development activities. View historical data on Banqup Group and its competitors.
Is Banqup Group's Research & Development too high?
Banqup Group's current Research & Development is €18.33 Mil. Overall, Banqup Group has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqup Group's Research & Development compare to CRM and SHOP?
Banqup Group's Research & Development of €18.33 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Software company?
A good Research & Development depends on the Software industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on Banqup Group and its competitors. Banqup Group's current Research & Development is €18.33 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqup Group stock overvalued right now?
Based on GuruFocus' analysis, Banqup Group (FRA:60Z) is currently considered Fairly Valued. The stock's GF Value™ is €2.19, compared to a current price of €2.10 — trading 4.1% below its estimated fair value. The current Research & Development is €18.33 Mil. Banqup Group's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For Banqup Group (FRA:60Z), the current Research & Development is €18.33 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banqup Group (FRA:60Z) Overvalued in 2026?

Based on GuruFocus' analysis, Banqup Group stock appears to be undervalued. The current stock price of €2.10 is trading 4.1% below its estimated GF Value™ of €2.19. GuruFocus considers Banqup Group to be Fairly Valued.

Key valuation signals for FRA:60Z:

  • Research & Development: €18.33 Mil
  • GF Value™: €2.19 vs. price of €2.10 (4.1% below fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the FRA:60Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banqup Group Business Description

Other Exchanges 60Z:GermanyBANQ:Belgium
Address Avenue Reine Astrid 92A, La Hulpe, BEL, 1310
Banqup Group SA provides integrated cloud-based SaaS solutions to streamline business transactions across the entire lifecycle, from e-invoicing and e-payments to tax reporting. The Group provides solutions for businesses, unifying purchase-to-pay, order-to-cash, e-invoicing compliance, and e-payments into one secure platform, removing the complexity of juggling disconnected tools. Its operating segments are: Digital Services, Traditional Communication Services, and Corporate. Maximum revenue is generated from the Digital Services segment, which groups CGUs Digital Document Processing and Payment: focusing on the core digital services of the Group, i.e., e-trust, e-invoicing, e-payments, and e-reporting. Geographically, the Group mainly operates across different markets in Europe.
51GF Score

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Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.10
Price
€2.19
GF Value