Banqup GroupFRA:60Z +1.43%51 Gross Margin % is 60.66% as of Dec. 2025, which is 29% above its 10-year median of 47.15. GuruFocus rates FRA:60Z with a GF Score™ of 51/100 and a GF Value™ of €2.19 (Fairly Valued). The stock has 5 warning signs investors should review. Among 2,681 Software companies, Banqup Group ranks better than 64.08% on this metric.
The historical rank and industry rank for Banqup Group's Gross Margin % or its related term are showing as below:
FRA:60Z'
s Gross Margin % Range Over the Past 10 Years
Min: 31.5 Med: 47.15 Max: 58.16
Current: 53.15
During the past 10 years, the highestGross Margin % of Banqup Group was 58.16%. The lowest was 31.50%. And the median was 47.15%.
FRA:60Z's Gross Margin % is ranked better than 64.08% of 2681
companies
in the Software industry
Industry Median: 40.41
vs FRA:60Z: 53.15
Banqup Group had a gross margin of 60.66% for the quarter that ended in Dec. 2025 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Banqup Group was 8.30% per year.
Banqup Group (FRA:60Z) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Banqup Group had a gross margin of 60.66% for the quarter that ended in Dec. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Banqup Group Gross Margin % Related Terms
Banqup Group Gross Margin % Historical Data
* Premium members only.
The historical data trend for Banqup Group's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:60Z vs UBER, SHOP, CRM: Gross Margin % Comparison
For the Software - Application subindustry, Banqup Group's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banqup Group Gross Margin % vs Software Industry
For the Software industry and Technology sector, Banqup Group's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Banqup Group's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Banqup Group (FRA:60Z) has a Gross Margin % of 60.66% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Banqup Group and its competitors. This is 29% above median its historical median of 47.15. Over the past decade, Banqup Group's Gross Margin % has ranged from 31.50 to 58.16. According to the industry distribution chart, Banqup Group ranks #963 out of 2681 companies in the Software industry, placing it in the top 35.9%.
Is Banqup Group's Gross Margin % too high?
Banqup Group's current Gross Margin % of 60.66% is 29% above median its 10-year median of 47.15. Over the past 10 years, this metric has ranged from a low of 31.50 to a high of 58.16. The Software industry median Gross Margin % is 40.41. Banqup Group's value of 60.66% is 50.1% above this industry median. Based on the distribution chart, Banqup Group ranks #963 out of 2681 companies in the Software industry, which is above the industry midpoint. Overall, Banqup Group has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqup Group's Gross Margin % compare to UBER and SHOP?
According to the Software industry distribution chart, Banqup Group ranks #963 out of 2681 companies for Gross Margin %. This puts Banqup Group in the upper half of its industry. The industry median Gross Margin % is 40.41. Banqup Group's value of 60.66% is 50.1% above this benchmark. Historically, Banqup Group's own Gross Margin % has ranged from 31.50 to 58.16 over the past decade. While the company's 10-year median is 47.15 vs. the industry median of 40.41, Banqup Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.41, based on 2,681 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banqup Group's current Gross Margin % of 60.66% is 50.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Banqup Group and its competitors. For the Software industry, the median Gross Margin % is 40.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banqup Group's current Gross Margin % is 60.66%, which is 29% above median its own 10-year median of 47.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqup Group stock overvalued right now?
Based on GuruFocus' analysis, Banqup Group (FRA:60Z) is currently considered Fairly Valued. The stock's GF Value™ is €2.19, compared to a current price of €2.13 — trading 2.7% below its estimated fair value. The current Gross Margin % is 60.66%, which is 29% above median its 10-year median of 47.15 and 50.1% above the Software industry median of 40.41. Banqup Group's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Banqup Group (FRA:60Z), the current Gross Margin % is 60.66% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banqup Group (FRA:60Z) Overvalued in 2026?
Based on GuruFocus' analysis, Banqup Group stock appears to be undervalued.
The current stock price of €2.13 is trading 2.7% below its estimated GF Value™ of €2.19.
GuruFocus considers Banqup Group to be Fairly Valued.
Key valuation signals for FRA:60Z:
Gross Margin %: 60.66% (29% above median its 10-year median of 47.15)
GF Value™: €2.19 vs. price of €2.13 (2.7% below fair value)
Industry Position: 50.1% above the Software median (#963 of 2681)
No single metric tells the full story. See the FRA:60Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banqup Group SA provides integrated cloud-based SaaS solutions to streamline business transactions across the entire lifecycle, from e-invoicing and e-payments to tax reporting. The Group provides solutions for businesses, unifying purchase-to-pay, order-to-cash, e-invoicing compliance, and e-payments into one secure platform, removing the complexity of juggling disconnected tools. Its operating segments are: Digital Services, Traditional Communication Services, and Corporate. Maximum revenue is generated from the Digital Services segment, which groups CGUs Digital Document Processing and Payment: focusing on the core digital services of the Group, i.e., e-trust, e-invoicing, e-payments, and e-reporting. Geographically, the Group mainly operates across different markets in Europe.
51GF Score
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