Banqup Group (FRA:60Z) ROCE %: -24.04% (As of Dec. 2025)


FRA:60Z Banqup Group SA FRA:60Z
51 GF Score
Price €2.10
GF Value €2.19
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Banqup Group ROCE %?

Banqup Group FRA:60Z 51 ROCE % is -24.04% as of Dec. 2025. GuruFocus rates FRA:60Z with a GF Score™ of 51/100 and a GF Value™ of €2.19 (Fairly Valued). The stock has 5 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Banqup Group's annualized ROCE % for the quarter that ended in Dec. 2025 was -24.04%.

Banqup Group  (FRA:60Z) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Banqup Group ROCE % Related Terms

Banqup Group ROCE % Historical Data

* Premium members only.

The historical data trend for Banqup Group's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banqup Group ROCE % Chart

Banqup Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11.34 -14.49 -30.53 -14.85 -22.08

Banqup Group Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -50.37 -15.02 -15.85 -19.00 -24.04
FRA:60Z
51GF Score
Banqup Group SA FRA:60Z
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banqup Group ROCE % Calculation

Banqup Group's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-32.896/( ( (323.284 - 137.79) + (268.695 - 156.238) )/ 2 )
=-32.896/( (185.494+112.457)/ 2 )
=-32.896/148.9755
=-22.08 %

Banqup Group's ROCE % of for the quarter that ended in Dec. 2025 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=-32.872/( ( (288.1 - 127.116) + (268.695 - 156.238) )/ 2 )
=-32.872/( ( 160.984 + 112.457 )/ 2 )
=-32.872/136.7205
=-24.04 %

(1) Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of -24.04% mean?
Banqup Group (FRA:60Z) has a ROCE % of -24.04% as of Dec. 2025.
Is Banqup Group's ROCE % too high?
Banqup Group's current ROCE % is -24.04%. Overall, Banqup Group has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqup Group's ROCE % compare to CRM and SHOP?
Banqup Group's ROCE % of -24.04% can be compared against companies in the Software industry. The industry median ROCE % is 5.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Software company?
The median ROCE % among Software companies is 5.18, based on 2,710 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median ROCE % is 5.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banqup Group's current ROCE % is -24.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqup Group stock overvalued right now?
Based on GuruFocus' analysis, Banqup Group (FRA:60Z) is currently considered Fairly Valued. The stock's GF Value™ is €2.19, compared to a current price of €2.10 — trading 4.1% below its estimated fair value. The current ROCE % is -24.04%. Banqup Group's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Banqup Group (FRA:60Z), the current ROCE % is -24.04% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banqup Group (FRA:60Z) Overvalued in 2026?

Based on GuruFocus' analysis, Banqup Group stock appears to be undervalued. The current stock price of €2.10 is trading 4.1% below its estimated GF Value™ of €2.19. GuruFocus considers Banqup Group to be Fairly Valued.

Key valuation signals for FRA:60Z:

  • ROCE %: -24.04%
  • GF Value™: €2.19 vs. price of €2.10 (4.1% below fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the FRA:60Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banqup Group Business Description

Other Exchanges 60Z:GermanyBANQ:Belgium
Address Avenue Reine Astrid 92A, La Hulpe, BEL, 1310
Banqup Group SA provides integrated cloud-based SaaS solutions to streamline business transactions across the entire lifecycle, from e-invoicing and e-payments to tax reporting. The Group provides solutions for businesses, unifying purchase-to-pay, order-to-cash, e-invoicing compliance, and e-payments into one secure platform, removing the complexity of juggling disconnected tools. Its operating segments are: Digital Services, Traditional Communication Services, and Corporate. Maximum revenue is generated from the Digital Services segment, which groups CGUs Digital Document Processing and Payment: focusing on the core digital services of the Group, i.e., e-trust, e-invoicing, e-payments, and e-reporting. Geographically, the Group mainly operates across different markets in Europe.
51GF Score

Get the complete analysis for FRA:60Z

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.10
Price
€2.19
GF Value