Banqup Group (FRA:60Z) Long-Term Debt: €0.84 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:60Z Banqup Group SA FRA:60Z
50 GF Score
Price €2.10
GF Value €2.20
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Banqup Group Long-Term Debt?

Banqup Group FRA:60Z +0.48% 50 Long-Term Debt is €0.84 Mil as of Dec. 2025. GuruFocus rates FRA:60Z with a GF Score™ of 50/100 and a GF Value™ of €2.20 (Fairly Valued). The stock has 5 warning signs investors should review.

Banqup Group's Long-Term Debt for the quarter that ended in Dec. 2025 was €0.84 Mil.

Banqup Group's quarterly Long-Term Debt increased from Dec. 2024 (€29.01 Mil) to Jun. 2025 (€29.55 Mil) but then declined from Jun. 2025 (€29.55 Mil) to Dec. 2025 (€0.84 Mil).

Banqup Group's annual Long-Term Debt declined from Dec. 2023 (€110.52 Mil) to Dec. 2024 (€29.01 Mil) and declined from Dec. 2024 (€29.01 Mil) to Dec. 2025 (€0.84 Mil).


Banqup Group  (FRA:60Z) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.


Banqup Group Long-Term Debt Related Terms


Banqup Group Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Banqup Group's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banqup Group Long-Term Debt Chart

Banqup Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.07 97.41 110.52 29.01 0.84

Banqup Group Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 110.52 113.10 29.01 29.55 0.84
FRA:60Z
50GF Score
Banqup Group SA FRA:60Z
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €0.84 Mil mean?
Banqup Group (FRA:60Z) has a Long-Term Debt of €0.84 Mil as of Dec. 2025.
Is Banqup Group's Long-Term Debt too high?
Banqup Group's current Long-Term Debt is €0.84 Mil. Overall, Banqup Group has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqup Group's Long-Term Debt compare to QH and SHOP?
Banqup Group's Long-Term Debt of €0.84 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Banqup Group's current Long-Term Debt is €0.84 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqup Group stock overvalued right now?
Based on GuruFocus' analysis, Banqup Group (FRA:60Z) is currently considered Fairly Valued. The stock's GF Value™ is €2.20, compared to a current price of €2.10 — trading 4.5% below its estimated fair value. The current Long-Term Debt is €0.84 Mil. Banqup Group's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Banqup Group (FRA:60Z), the current Long-Term Debt is €0.84 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banqup Group (FRA:60Z) Overvalued in 2026?

Based on GuruFocus' analysis, Banqup Group stock appears to be undervalued. The current stock price of €2.10 is trading 4.5% below its estimated GF Value™ of €2.20. GuruFocus considers Banqup Group to be Fairly Valued.

Key valuation signals for FRA:60Z:

  • Long-Term Debt: €0.84 Mil
  • GF Value™: €2.20 vs. price of €2.10 (4.5% below fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the FRA:60Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banqup Group Business Description

Other Exchanges 60Z:GermanyBANQ:Belgium
Address Avenue Reine Astrid 92A, La Hulpe, BEL, 1310
Banqup Group SA provides integrated cloud-based SaaS solutions to streamline business transactions across the entire lifecycle, from e-invoicing and e-payments to tax reporting. The Group provides solutions for businesses, unifying purchase-to-pay, order-to-cash, e-invoicing compliance, and e-payments into one secure platform, removing the complexity of juggling disconnected tools. Its operating segments are: Digital Services, Traditional Communication Services, and Corporate. Maximum revenue is generated from the Digital Services segment, which groups CGUs Digital Document Processing and Payment: focusing on the core digital services of the Group, i.e., e-trust, e-invoicing, e-payments, and e-reporting. Geographically, the Group mainly operates across different markets in Europe.
50GF Score

Get the complete analysis for FRA:60Z

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.10
Price
€2.20
GF Value