Banqup Group (FRA:60Z) LT-Debt-to-Total-Asset: 0.02 (As of Dec. 2025)

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FRA:60Z Banqup Group SA FRA:60Z
53 GF Score
Price €2.02
GF Value €2.21
Valuation Fairly Valued
! 5 Warning Signs
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What is Banqup Group LT-Debt-to-Total-Asset?

Banqup Group FRA:60Z -4.27% 53 LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus rates FRA:60Z with a GF Score™ of 53/100 and a GF Value™ of €2.21 (Fairly Valued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Banqup Group's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.02.

Banqup Group's long-term debt to total assets ratio declined from Dec. 2024 (0.11) to Dec. 2025 (0.02). It may suggest that Banqup Group is progressively becoming less dependent on debt to grow their business.

Banqup Group  (FRA:60Z) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Banqup Group LT-Debt-to-Total-Asset Related Terms

Banqup Group LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Banqup Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banqup Group LT-Debt-to-Total-Asset Chart

Banqup Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.31 0.42 0.11 0.02

Banqup Group Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 0.45 0.11 0.12 0.02
FRA:60Z
53GF Score
Banqup Group SA FRA:60Z
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Banqup Group LT-Debt-to-Total-Asset Calculation

Banqup Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=4.741/268.695
=0.02

Banqup Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=4.741/268.695
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
Banqup Group (FRA:60Z) has a LT-Debt-to-Total-Asset of 0.02 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banqup Group and its competitors.
Is Banqup Group's LT-Debt-to-Total-Asset too high?
Banqup Group's current LT-Debt-to-Total-Asset is 0.02. Overall, Banqup Group has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqup Group's LT-Debt-to-Total-Asset compare to UBER and SHOP?
Banqup Group's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Software company?
A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banqup Group and its competitors. Banqup Group's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqup Group stock overvalued right now?
Based on GuruFocus' analysis, Banqup Group (FRA:60Z) is currently considered Fairly Valued. The stock's GF Value™ is €2.21, compared to a current price of €2.02 — trading 8.6% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Banqup Group's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Banqup Group (FRA:60Z), the current LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banqup Group (FRA:60Z) Overvalued in 2026?

Based on GuruFocus' analysis, Banqup Group stock appears to be undervalued. The current stock price of €2.02 is trading 8.6% below its estimated GF Value™ of €2.21. GuruFocus considers Banqup Group to be Fairly Valued.

Key valuation signals for FRA:60Z:

  • LT-Debt-to-Total-Asset: 0.02
  • GF Value™: €2.21 vs. price of €2.02 (8.6% below fair value)
  • GF Score™: 53/100 with 5 warning signs

No single metric tells the full story. See the FRA:60Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banqup Group Business Description

Other Exchanges 60Z:GermanyBANQ:Belgium
Address Avenue Reine Astrid 92A, La Hulpe, BEL, 1310
Banqup Group SA provides integrated cloud-based SaaS solutions to streamline business transactions across the entire lifecycle, from e-invoicing and e-payments to tax reporting. The Group provides solutions for businesses, unifying purchase-to-pay, order-to-cash, e-invoicing compliance, and e-payments into one secure platform, removing the complexity of juggling disconnected tools. Its operating segments are: Digital Services, Traditional Communication Services, and Corporate. Maximum revenue is generated from the Digital Services segment, which groups CGUs Digital Document Processing and Payment: focusing on the core digital services of the Group, i.e., e-trust, e-invoicing, e-payments, and e-reporting. Geographically, the Group mainly operates across different markets in Europe.
53GF Score

Get the complete analysis for FRA:60Z

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.02
Price
€2.21
GF Value