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Luminor Financial Holdings (SGX:5UA) EBIT : S$0.70 Mil (TTM As of Dec. 2024)


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What is Luminor Financial Holdings EBIT?

Luminor Financial Holdings's earnings before interest and taxes (EBIT) for the six months ended in Dec. 2024 was S$-0.19 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2024 was S$0.70 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Luminor Financial Holdings's annualized ROC % for the quarter that ended in Dec. 2024 was -3.08%. Luminor Financial Holdings's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2024 was -36.57%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Luminor Financial Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2024 was 24.74%.


Luminor Financial Holdings EBIT Historical Data

The historical data trend for Luminor Financial Holdings's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Luminor Financial Holdings EBIT Chart

Luminor Financial Holdings Annual Data
Trend Sep15 Jun16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.75 0.04 5.82 1.42 0.71

Luminor Financial Holdings Semi-Annual Data
Mar15 Sep15 Mar16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 1.51 -0.06 0.89 -0.19

Competitive Comparison of Luminor Financial Holdings's EBIT

For the Credit Services subindustry, Luminor Financial Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Luminor Financial Holdings's EV-to-EBIT Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Luminor Financial Holdings's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Luminor Financial Holdings's EV-to-EBIT falls into.



Luminor Financial Holdings EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2024 adds up the semi-annually data reported by the company within the most recent 12 months, which was S$0.70 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Luminor Financial Holdings  (SGX:5UA) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Luminor Financial Holdings's annualized ROC % for the quarter that ended in Dec. 2024 is calculated as:

ROC % (Q: Dec. 2024 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2024 ) + Invested Capital (Q: Dec. 2024 ))/ count )
=-0.384 * ( 1 - -251.15% )/( (45.354 + 42.332)/ 2 )
=-1.348416/43.843
=-3.08 %

where

Note: The Operating Income data used here is two times the semi-annual (Dec. 2024) data.

2. Joel Greenblatt's definition of Return on Capital:

Luminor Financial Holdings's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2024 is calculated as:

ROC (Joel Greenblatt) %(Q: Dec. 2024 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Jun. 2024  Q: Dec. 2024
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-0.384/( ( (1.16 + max(-5.965, 0)) + (0.94 + max(-13.232, 0)) )/ 2 )
=-0.384/( ( 1.16 + 0.94 )/ 2 )
=-0.384/1.05
=-36.57 %

where Working Capital is:

Working Capital(Q: Jun. 2024 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(5.148 + 4.342 + 1.087) - (15.386 + 0 + 1.156)
=-5.965

Working Capital(Q: Dec. 2024 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(2.512 + 4.239 + 0.764) - (15.999 + 0 + 4.748)
=-13.232

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Dec. 2024) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Luminor Financial Holdings's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2024 )
=0.702/2.837
=24.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Luminor Financial Holdings EBIT Related Terms

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Luminor Financial Holdings Business Description

Traded in Other Exchanges
N/A
Address
30 Cecil Street, No. 10-01 / 02, Prudential Tower, Singapore, SGP, 049712
Luminor Financial Holdings Ltd is an investment holding company. The company operates in two segments: Property segment, which is into the development of residential, commercial, and other properties and leasing of properties, held for sale to generate rental income; and the Financial Solutions segment provides covers interest income and fees from the financial solutions business in Malaysia. The majority of its revenue comes from the Financial Solutions. The company's geographical segments are Singapore, Malaysia, and China.

Luminor Financial Holdings Headlines

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