Visa (WAR:VISA) EBIT: zł99,498 Mil (TTM As of Mar. 2026)


WAR:VISA Visa Inc WAR:VISA
96 GF Score
Price zł1,231.80
GF Value zł1,541.76
! 2 Warning Signs
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What is Visa EBIT?

Visa WAR:VISA 96 EBIT is zł99,498 Mil as of Mar. 2026. GuruFocus rates WAR:VISA with a GF Score™ of 96/100 and a GF Value™ of zł1,541.76. The stock has 2 warning signs investors should review.

Visa's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was zł27,016 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was zł99,498 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Visa's annualized ROC % for the quarter that ended in Mar. 2026 was 31.39%. Visa's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 649.61%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Visa's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 4.11%.

Visa  (WAR:VISA) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Visa's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=111164.604 * ( 1 - 16.07% )/( (292338.069 + 302215.447)/ 2 )
=93300.4521372/297276.758
=31.39 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=355754.661 - 50533.374 - ( 60252.744 - max(0, 115717.458 - 128600.676+60252.744))
=292338.069

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=349268.956 - 37686.903 - ( 51124.988 - max(0, 106843.251 - 116209.857+51124.988))
=302215.447

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Visa's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=108063.224/( ( (15712.675 + max(-53333.435, 0)) + (17557.334 + max(-43878.637, 0)) )/ 2 )
=108063.224/( ( 15712.675 + 17557.334 )/ 2 )
=108063.224/16635.0045
=649.61 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(11872.697 + 0 + 44672.355) - (50533.374 + 0 + 59345.113)
=-53333.435

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(12512.081 + 0 + 44723.8) - (37686.903 + 0 + 63427.615)
=-43878.637

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Visa's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=99497.685/2419877.154
=4.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Visa EBIT Related Terms

Visa EBIT Historical Data

* Premium members only.

The historical data trend for Visa's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Visa EBIT Chart

Visa Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 60,910.50 68,619.85 79,669.44 90,237.64 91,068.11

Visa Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20,563.17 23,414.68 23,638.83 25,428.37 27,015.81

WAR:VISA vs MA, AXP, COF: EBIT Comparison

For the Credit Services subindustry, Visa's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Visa EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Visa's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Visa's EV-to-EBIT falls into.


WAR:VISA
96GF Score
Visa Inc WAR:VISA
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Visa EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł99,498 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of zł99,498 Mil mean?
Visa (WAR:VISA) has a EBIT of zł99,498 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Visa.
Is Visa's EBIT too high?
Visa's current EBIT is zł99,498 Mil. Overall, Visa has a GF Score™ of 96/100, reflecting its overall financial health beyond just this single metric.
How does Visa's EBIT compare to MA and AXP?
Visa's EBIT of zł99,498 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Visa. Visa's current EBIT is zł99,498 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visa stock overvalued right now?
Visa (WAR:VISA) has a current EBIT of zł99,498 Mil. The stock's GF Value™ is zł1,541.76, compared to a current price of zł1,231.80 — trading 20.1% below its estimated fair value. The current EBIT is zł99,498 Mil. Visa's overall GF Score™ is 96/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Visa (WAR:VISA), the current EBIT is zł99,498 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Visa (WAR:VISA) Overvalued in 2026?

Based on GuruFocus' analysis, Visa stock appears to be undervalued. The current stock price of zł1,231.80 is trading 20.1% below its estimated GF Value™ of zł1,541.76.

Key valuation signals for WAR:VISA:

  • EBIT: zł99,498 Mil
  • GF Value™: zł1,541.76 vs. price of zł1,231.80 (20.1% below fair value)
  • GF Score™: 96/100 with 2 warning signs

No single metric tells the full story. See the WAR:VISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Visa Business Description

Address P.O. Box 8999, San Francisco, CA, USA, 94128-8999
Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.
96GF Score

Get the complete analysis for WAR:VISA

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1,231.80
Price
zł1,541.76
GF Value