Visa (WAR:VISA) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:VISA Visa Inc WAR:VISA
28 GF Score
Price zł1,332.80
GF Value zł1,573.05
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Visa Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

WAR:VISA
28GF Score
Visa Inc WAR:VISA
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Visa (WAR:VISA) Overvalued in 2026?

Based on GuruFocus' analysis, Visa stock appears to be undervalued. The current stock price of zł1,332.80 is trading 15.3% below its estimated GF Value™ of zł1,573.05. GuruFocus considers Visa to be Modestly Undervalued.

Key valuation signals for WAR:VISA:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: zł1,573.05 vs. price of zł1,332.80 (15.3% below fair value)
  • GF Score™: 28/100 with 3 warning signs

No single metric tells the full story. See the WAR:VISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Visa Business Description

Address P.O. Box 8999, San Francisco, CA, USA, 94128-8999
Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.
28GF Score

Get the complete analysis for WAR:VISA

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1,332.80
Price
zł1,573.05
GF Value